Memphis, Tennessee Lawsuit Loans

  • Get Cash As Soon As Today
  • Rates As Low As 2.5% Simple, Monthly
  • Repay $0 If You Lose
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    What Are Lawsuit Loans in Memphis, Tennessee?

    A lawsuit loan is a non-recourse advance on a plaintiff’s future legal settlement. This means that if you are a plaintiff with an ongoing legal case, you can receive an advance from us that is based only on the anticipated outcome of your case. The term “non-recourse” simply refers to the fact that the loan is risk-free for you. You only pay back if you win your case.

    At, we recognize that legal cases can take time to resolve, and plaintiffs in Tennessee may need funds in the meantime to cover living costs or medical expenses. That’s why we offer funding to those in need throughout Tennessee. For more information about how we fund claims within this state, please visit our main Tennessee Lawsuit Loans page.

    Let’s take a hypothetical example. Say Stephanie, a resident of Memphis, Tennessee, has suffered injuries in a car accident. She is fighting her legal case but needs some financial support before it gets settled. Stephanie can apply for a lawsuit loan via our funding application. If approved, she receives an advance on her potential settlement. She then uses this money to manage her expenses until her case gets resolved. After winning her case, Stephanie repays the loan. However, if her case does not result in a favorable outcome, she doesn’t repay anything.

    How Lawsuit Loans Work

    Here’s how the lawsuit loan process works in three easy steps. The entire process can be completed within 24 hours with your attorney’s help.

    Telephone Icon - Starting the process is easy, just apply online or call toll free

    Apply Online or Call Toll-Free

    Apply online or call us toll-free at (866) 594-1343. Submitting your application takes minutes.

    Review Icon - We quickly review your legal case.

    We Review Your Case

    Next, we contact your law firm and collect basic information to review your case. Review only takes a few hours.

    Money Bag Icon - Once we approve your case, you and your attorney sign the contract and you get cash the same day

    You Receive Funds

    You and your attorney review and sign our funding contract. Once complete, you can have funds within hours.

    Important Tennessee Lawsuit Loan Information

    Before delving into the specifics of lawsuit loans in Tennessee, it’s worth noting a few key details. Lawsuit loans, often also referred to as pre-settlement funding or legal financing, offer plaintiffs immediate funds while they wait for their case to finalize. This lets you cover costs such as medical bills or lost wages right away, instead of waiting for a settlement or lawsuit conclusion.

    Average loan amount by in Tennessee $13,209.40
    Largest loan by in Tennessee $20,022.40
    Average semi-annual interest rate in Tennessee 17.5%
    Median personal injury verdict in Tennessee $31,000.00
    Tennessee statute of limitations 1 Year; Tenn. Code Ann. Section 28-3-101
    Tennessee fault laws Tennessee is an “at-fault” or “tort” state, meaning the driver found to be responsible for the accident is liable for damages.
    Nashville population, 2020 633,104

    Get up to $500,000 with rates as low as 2.5% simple, monthly

    Common Case Types We Fund in Memphis

    At, we support a wide range of case types with our pre-settlement funding services. Our goal is to help plaintiffs in Memphis navigate through difficult financial times as they wait for the resolution of their legal cases. Below are the most common case types that we fund:

    Auto and Other Roadway Accidents

    This is among the most common case types we fund. Victims of car, truck, motorbike, or other roadway accidents can apply for our lawsuit loans. These cases often involve individuals who have suffered injuries due to someone else’s negligence on the roadway.

    Premises Liability

    We also provide funding for premises liability cases. These typically involve incidents where individuals are injured due to unsafe conditions on another person’s property. This could include slip-and-fall accidents, faulty construction, or inadequate maintenance.

    Medical Malpractice

    In situations where medical professionals have failed to provide suitable care, leading to injury or harm, we offer funding support. Medical malpractice can result from errors in diagnosis, treatment, aftercare or health management.

    Labor Law Claims

    Victims of workplace-related injuries and disputes can apply for our lawsuit loans. These claims may stem from violations of labor laws including unfair treatment, wage disputes, discrimination, and other rights abuses.

    Employment Claims

    We fund employment claims that relate to unlawful terminations, hostile work environments, discrimination, unpaid wages, and other forms of employment dispute. Overcoming such a situation can be tough and we strive to lighten your financial burden during this time.

    Other Personal Injury Claims

    Aside from the above, we also offer funding for a variety of other personal injury claims. Regardless of how unique your situation might be, we strongly encourage you to reach out to us and discuss your financing needs.

    Get an Instant Quote

    Input your requested funding amount and the time your case may take to settle here to see your savings and cost when you choose While we sometimes offer interest rates as low as 2.5%, our calculator assumes an interest rate of 2.9%. This calculator is illustrative – please contact us for an instant, written quote for your request.

    Advance Amount:

    Months Until Settlement:


    Total Cost

    Pay as little as $2,631 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Your Savings

    Save as much as $1,697 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Percent Savings

    Save as much as 39% on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.

    Am I Eligible for a Lawsuit Loan in Memphis?

    If you’re in Memphis and considering a lawsuit loan, you might be wondering about the eligibility criteria. We can help clarify that for you. The main eligibility factors for a lawsuit loan from include:

    • Having a valid legal claim: To be eligible, you must have a valid legal claim against an insurance company, self-insured company, or substantial public entity.
    • Having an attorney: Your lawsuit must be represented by an attorney. This shows us that your claim has been examined by a professional who believes it has merit.
    • Being over 18 years of age: If you are under the age of 18, you will not be eligible to apply.

    Please, keep in mind that these are the primary factors we consider. There could be additional requirements based on the specific details of your case.

    Get Started

    Apply today and get funds as soon as the same day you apply!

    Our Memphis Lawsuit Loan Process

    Understanding how lawsuit loans work is simple. Below, we lay out the five primary steps involved for a plaintiff to secure funds through our company,

    1. Apply Online: Your journey begins by filling out our application form which can be accessed at funding application. This process is swift and only requires basic details about your case and your law firm.
    2. We Contact Your Law Firm: Once we have the application, we reach out to your law firm. We discuss the specifics of your case with them. This exercise is done to understand your legal claim better.
    3. We Review Your Case: After the initial discussion, we undertake a comprehensive review of your case. Our aim is to evaluate the strength and potential value of your claim.
    4. You Sign a Contract: On approval of your application, you and your attorney will sign an agreement. It represents a formal contract between you and The agreement includes all the requisite terms and conditions involved in the lawsuit loan process.
    5. You Get Funds: Post contract signing, the funds allocated for your case are released. These fund can then be utilized as needed while you wait for your legal resolution!

    To illustrate, let’s consider an example. Imagine you’re a plaintiff with a personal injury claim in Memphis. The defendant was clearly at fault, but you’re forced to wait for months, or even years for case settlement. With, you simply apply online, we contact your law firm, and after assessing your case strength, we prepare a contract for signing. Once the agreement is signed, you receive the funds which can provide relief during the long legal journey ahead.

    How Much Money Can I Get From my Lawsuit Loan?

    Lawsuit loans from can range from $500 – $1,000,000+. We can advance up to a maximum of 25% of your expected portion of the settlement if your case is still in progress. For settled cases, we can offer 50% of your expected portion of the settlement.

    Example of a Lawsuit Loan

    Let’s imagine that you are a plaintiff living in Memphis. You had a car accident and your case has an estimated value of $100,000. But the case is still in progress and won’t settle for some time. From the potential settlement, medical providers will likely get about 1/3 (around $33,333), your attorney will take another 1/3 (about $33,334), leaving you with roughly $35,000 as your part of the settlement.

    As your lawsuit is ongoing and hasn’t settled yet, at we can advance around 25% of your expected portion. That means you could receive a lawsuit loan of approximately $8,750.

    Get $500 – $100,000 as soon as today

    We understand that if you’re applying for funding with us, you needed the funding yesterday. With your attorney’s cooperation, we can provide funding as soon as the same day you apply with us.

    How quickly can I get a pre-settlement lawsuit loan in Memphis?

    If you’re a plaintiff with a personal injury or other legal claim, it’s important to know that help is available, and fast. The pre-settlement funding provided by can be accessed swiftly after an application is submitted. The process is straightforward: once you’ve completed the online application, gets to work immediately, reviewing your case in-depth.

    The great news is, a decision is usually made within 24 hours. That means, in many cases, applicants may receive funds in their bank account just a day after they have submitted their application. This is particularly beneficial for those who are awaiting resolution of their legal case, as financial support can assist them during this waiting period.

    In essence, if you’re in Memphis and need financial assistance related to your legal claim quickly, a pre-settlement lawsuit loan could be an ideal solution. Trust in the speed and reliability of — helping you move forward while your case resolves.

    Pros and Cons of Pre-Settlement Funding in Memphis, Tennessee

    When involved in a legal claim, financial issues can start to weigh heavy. This is where pre-settlement funding comes into play. Offering practical solutions, it assists with financial relief during challenging times. Benefits of pre-settlement funding in Memphis, Tennessee include early access to funds, avoiding pressure to settle early, and the fact that lawsuit loans are non-recourse in nature.

    Nevertheless, it’s essential to also consider potential downsides. While pre-settlement funding provides notable advantages, it carries costs as well. Cons of pre-settlement funding include relatively high interest rates due to the risk associated with these types of loans. Additionally, this industry is generally unregulated or under-regulated which means there can be potential pitfalls. Lastly, pre-settlement funding requires you to have a well-developed case with an attorney working on a contingency basis.

    Get up to $500,000 with rates as low as 2.5% simple, monthly

    Memphis Pre-Settlement Funding FAQs

    We understand that you may have a lot of questions about pre-settlement funding in Memphis. Here, we answer some frequently asked questions:

    1. How much does it cost to get a lawsuit loan?

    The cost of a lawsuit loan can vary, but you don’t have to worry about upfront costs or monthly payments at You only repay us when your case settles. If you don’t win, you owe us nothing.

    2. Do I qualify for a lawsuit loan? provides funds to plaintiffs with various legal claims, including personal injury. To qualify, you simply need to have a valid legal case and a lawyer representing you.

    3. Can you get pre-settlement funding in Tennessee if you have bad credit?

    Yes. At, we don’t check for credit history. We only care about the validity of your claim. So even if you have bad credit, you can still apply for pre-settlement funding.

    If you have more questions, feel free to call us at (866) 594-1343 or fill out our funding application form.

    Other Cities we Service in Tennessee provides funding throughout Tennessee. See more about our funding in other key Tennessee cities by visiting the pages below:

    Get Started

    Apply today and get funds as soon as the same day you apply!

    Does Directly Fund Cases in Tennessee?

    While operates as a direct funder in most states it services, we act as a broker and originate funding requests to a select group of partner funding companies in Tennessee.

    Apply now for a free consultation