Texas Lawsuit Loans

  • Get Cash as Soon as the Same Business Day
  • Rates as Low as 2.5% Simple, Monthly
  • Repay $0 if You Lose Your Case
Apply Now

What is a Lawsuit Loan and How Does it Work in Texas

A lawsuit loan, also known as pre-settlement funding, is a cash advance provided to individuals embroiled in legal proceedings. This form of financial assistance from LawsuitLoans.io enables plaintiffs dealing with personal injury and other legal claims to cover their living expenses while waiting for their case to resolve. The decisive factor that differentiates lawsuit loans from traditional loans is that lawsuit funding doesn’t require monthly payments, credit checks, or employment verification.

In Texas, the process of obtaining a lawsuit loan follows straightforward steps. The initial stage involves applying for the loan either online through the LawsuitLoans.io funding application or by calling the toll-free phone number (800) 340-4973. Upon application, the team at LawsuitLoans.io reviews the merits of your case, after which a decision on loan approval is made. If approved, the funds are directly transferred to your account, providing you with financial relief while you await the resolution of your court case.

Repayment only comes into play if you win your case. If your case is unsuccessful, no repayment is needed; hence, applying for a lawsuit loan is a risk-free financial option for plaintiffs in need.

How Lawsuit Loans Work

Here’s how the lawsuit loan process works in three easy steps. The entire process can be completed within 24 hours with your attorney’s help.

Telephone Icon - Starting the process is easy, just apply online or call toll free

Apply Online or Call Toll-Free

Apply online or call us toll-free at (866) 594-1343. Submitting your application takes minutes.

Review Icon - We quickly review your legal case.

We Review Your Case

Next, we contact your law firm and collect basic information to review your case. Review only takes a few hours.

Money Bag Icon - Once we approve your case, you and your attorney sign the contract and you get cash the same day

You Receive Funds

You and your attorney review and sign our funding contract. Once complete, you can have funds within hours.

Important Texas Lawsuit Loan Information

This section offers crucial information about lawsuit loans in Texas. It provides details like the average loan amount by LawsuitLoans.io, the largest loan amount, and average semi-annual rate, among other relevant data. Please peruse the table below:

Average loan amount by LawsuitLoans.io in Texas $10,473.47
Largest loan by LawsuitLoans.io in Texas $182,596.60
Average semi-annual rate in Texas 21.1%
Median personal injury verdict in Texas $12,281.00
Texas statute of limitations 2 Years; Civ. Prac. & Rem Code Title 2 Ch. 16 Section 16.003
Texas Fault laws Texas is an “at-fault” or “tort” state, meaning the driver found to be responsible for the accident is liable for damages.

Get up to $500,000 With Rates as Low as 2.5% Simple, Monthly

Common Case Types We Fund in Texas

At LawsuitLoans.io, we provide funding for a variety of case types in Texas. The most common claims we fund include:

  • Auto and Other Roadway Accidents: These are accidents that occur on the roadways, specifically those involving cars or other vehicles.
  • Premises Liability: This type of claim occurs when an injury is caused by unsafe conditions on someone else’s property.
  • Medical Malpractice: This claim comes to play when medical professionals fail to provide the standard of care expected, leading to injuries.
  • Labor Law Claims: These are claims related to issues in the workplace, such as wage theft or unsafe work conditions.
  • Employment Claims: These are claims that arise from unfair treatment at work, like discrimination or wrongful termination.
  • Other Personal Injury Claims: These are claims for injuries caused by others’ neglect or intentional harmful actions.

To learn more about these types of claims and the funding options available, we encourage plaintiffs to visit our pages dedicated to Texas Personal Injury Loans and Texas Car Accident Loans.

Get an Instant Quote

Input your requested funding amount and the time your case may take to settle here to see your potential savings and costs when you choose LawsuitLoans.io. While we sometimes offer rates as low as 2.5%, our calculator assumes a simple, non-compounding monthly rate of 3.3%. This calculator is for illustrative purposes only. Actual terms may differ. Please contact us for an instant, written quote for your request.

Advance Amount:

Months Until Settlement:


Total Cost

Pay $2,900 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


Your Savings

Save $1,428 compared to competitors on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


Percent Savings

Save 33% on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.

Am I Eligible for a Lawsuit Loan in Texas?

If you are involved in a legal claim in Texas, you might be wondering whether you qualify for a lawsuit loan. There are a few key eligibility requirements that you need to meet.

The primary eligibility criteria for a lawsuit loan include the following:

  • You must have a valid legal claim against an insurance company, a self insured company, or a large public entity.
  • You must have an attorney. Working with a lawyer is important because they will play a crucial role in your case and funding process.
  • You must be at least 18 years old, as this is a legally binding agreement.

In summary, if you have a legitimate legal case, have an attorney, and are of legal age, you may be eligible for a lawsuit loan in Texas. Visit LawsuitLoans.io for more information or call (800) 340-4973 to speak with a representative.

Get Started

Apply today and get funds in as little as 24 hours!

Our Texas Lawsuit Loan Process

Understanding how lawsuit loans work can help you navigate the process more efficiently. At LawsuitLoans.io, we follow five main steps to provide funds to plaintiffs awaiting their legal case resolution. These are:

  1. Apply online: An easy and quick online application is available for users on our website.
  2. We contact your law firm: After receiving your application, we reach out to your law firm to gain more insight into your case.
  3. We review your case: Our team assesses your case details, determining the potential outcome and value of your legal claim.
  4. You sign a contract: Once approved, you will be requested to sign a contract signifying agreement to the loan conditions.
  5. You get funds: Following contract signing, funds should be received as fast as possible, usually within 24 hours.

For instance, consider John Doe, a plaintiff in a personal injury lawsuit. After filing his case, John, facing financial difficulties, decided to apply for a lawsuit loan. He completed the online application at LawsuitLoans.io funding application. We promptly contacted John’s legal firm to gather more case detail. Upon reviewing his case, we determined that John had a strong chance of winning. After signing a contract, John received his funding the next day, providing him with needed financial relief while he waited for his legal case to conclude.

How Much Money Can I Get From my Lawsuit Loan?

Lawsuit loans from LawsuitLoans.io vary in amount, with a range of $500 to over $1,000,000. We are able to offer an advance up to a maximum of 25% of your expected part of the settlement if your case is still ongoing. If your case is already settled, we can potentially provide an advance up to 50% of your anticipated share of the settlement.

For example, take the case of a plaintiff from Texas involved in a car accident. The case has an estimated value of $100,000 and is yet to be settled. Upon settlement, medical providers typically receive around 1/3 of the settlement, while the attorney also gets about 1/3. The remaining roughly $33,000 goes to the plaintiff. With LawsuitLoans.io, the plaintiff can receive an advance of about 25% of that amount, equating to approximately $8,250.

Get $500 – $500,000 in as Little as a Single Business Day!

We understand that if you’re applying for funding with us, you needed the funding yesterday. With your attorney’s cooperation, we can provide funding as soon as the same business day.

What Can I Use the Money From My Lawsuit Loan For?

If you are a plaintiff with a pending legal case and you obtain financial help through a lawsuit loan from LawsuitLoans.io, you might be wondering how you can use this money. Here’s the clear, straightforward answer: You can use the funds for pretty much anything, especially your basic living and medical expenses.

Many plaintiffs find it difficult to keep up with their daily bills and expenses while they wait for a settlement or verdict in their favor. This is where a lawsuit loan comes in handy.

You can use the funds to cover everyday expenses such as rent or mortgage payments, groceries, utilities, car payments, and other living costs. In addition, if you have incurred medical bills due to your personal injury, the money from the lawsuit loan can be used to help pay these off as well.

Examples include hospital stays, laboratory tests, physical therapy, prescription medications and more. So, whether it’s buying food for your family, keeping the lights on, paying your rent, affording much-needed medical treatments or simply ensuring that you can maintain your standard of living during this challenging time, a lawsuit loan from LawsuitLoans.io can significantly ease your financial burden.

The only thing you cannot use the funds for is to directly pay for litigation or legal case expenses. Remember, a lawsuit loan from LawsuitLoans.io is designed to assist you with your personal, not legal, expenses.

Pros and Cons of Pre-Settlement Funding in Texas

Pre-settlement funding can be a very useful tool for plaintiffs involved in lengthy litigation processes. On one hand, there are many benefits of pre-settlement funding. These include providing financial relief during a challenging time. It gives access to funds early, so you don’t have to wait until the case settles. It helps avoid the pressure to settle your case too early because of financial strain. Also, lawsuit loans are non-recourse, which means if you lose your case, you don’t have to repay the loan.

However, it’s crucial to consider the potential downsides. These include relatively high interest rates. Pre-settlement funding is part of a generally unregulated or under-regulated industry. This may contribute to some of the high costs. Furthermore, to qualify for this type of funding, your case must be well developed and you must work with an attorney on a contingency basis.

Get up to $500,000 With Rates as Low as 2.5% Simple, Monthly

Major Cities We Fund in Texas

LawsuitLoans.io is proud to announce that we offer pre-settlement funding to residents not only nationwide, but also across the great state of Texas. To help you better understand, below we have listed the top 10 cities by population in Texas where we provide our services.

  1. Houston
  2. San Antonio
  3. Dallas
  4. Austin
  5. Fort Worth
  6. El Paso
  7. Arlington
  8. Corpus Christi
  9. Plano
  10. Laredo

Regardless of whether you live in these cities or anywhere else in Texas, LawsuitLoans.io can offer invaluable financial help as you wait for your legal case to be resolved. To find out more information or to apply for our funding, please visit our funding application page or call us free on (800) 340-4973.

Texas Pre-Settlement Funding FAQs

When it comes to pre-settlement funding in Texas, several questions often arise. The most frequent inquiries involve the cost, qualification, and amount of funding. Let’s tackle these one-by-one below:

How much does it cost to get a lawsuit loan?

Pre-settlement funding, also known as a lawsuit loan, is not like a traditional loan. There are no monthly payments or upfront fees. The fee will depend on the specifics of your case and the amount you require. Once your case resolves successfully, you only need to pay from the settlement amount.

Do I qualify for a lawsuit loan?

To qualify for a lawsuit loan, you need an active legal case ongoing or pending. Your attorney should represent you, and your case ideally should be strong enough to result in a settlement or verdict in your favor.

How much funding can I get?

The amount of funding you can receive depends on the projected value of your eventual settlement. After reviewing your case details, the funding company decides on an amount that generally ranges from a few thousand dollars to even millions.

Get Started

Apply today and get funds in as little as 24 hours!

Cities we Service in Texas

LawsuitLoans.io provides funding throughout Texas. See more about our funding in Texas by visiting the city pages below:

Cases we Fund in Texas

LawsuitLoans.io provides funding for various personal injury and roadway accident cases in Texas. Read more about the personal injury cases we fund in Texas here:

Read more about the roadway accident claims we fund in Texas here:

Apply now for a free consultation