Texas Lawsuit Loans

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  • Rates As Low As 2.5% Simple, Monthly
  • Repay $0 If You Lose
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    Texas Lawsuit Loans

    You’re a plaintiff in a pending lawsuit that your personal injury lawyer assures you will result in a sizable settlement, but you need money right now to pay the medical bills from your accident and this month’s rent or mortgage. You may be tempted to tell your lawyer to settle the case for less than it’s worth, but that would be a huge mistake.

    This article tells you everything you need to know about legal funding in the state of Texas that gives you access to a portion of the anticipated settlement in as little as 24 hours from when you fill out an online application. You get the money you need without any strings attached. A cash advance that gets repaid only when you get the settlement that you deserve.

    Apply Now

    How Lawsuit Loans Work

    Here’s how the lawsuit loan process works in three easy steps. The entire process can be completed within 24 hours with your attorney’s help.

    Apply Online or Call Toll-Free

    Apply online or call us toll-free at (866) 594-1343. Submitting your application takes minutes.

    We Review Your Case

    Next, we contact your law firm and collect basic information to review your case. Review only takes a few hours.

    You Receive Funds

    You and your attorney review and sign our funding contract. Once complete, you can have funds within hours.

    What is a lawsuit loan?

    A lawsuit loan is one of the terms used for a service offered by lawsuit funding companies in the state of Texas. A plaintiff in a lawsuit seeking to recover money damages after being injured in an auto accident or other types of personal injury cases typically must wait for a favorable settlement or judgment before receiving any money.

    Pre-settlement funding gives a plaintiff early access to a portion of the anticipated settlement or judgment by applying to a legal funding company for a lawsuit loan. The company gathers information about the case and evaluates its strength and value in order to offer the plaintiff immediate access to a portion of the settlement value.

    Repayment of the lawsuit cash advance is made only when and if there is a settlement or judgment in favor of the plaintiff. The funding company recovers the money it advanced in addition to its fee, which is based on the interest rate that was agreed upon by the plaintiff.

    When shopping for pre-settlement funding throughout the state of Texas, you may see it referred to by several different names, including:

    • Lawsuit loans
    • Lawsuit funding
    • Pre-settlement lawsuit loans
    • Pre-settlement loans
    • Settlement funding

    The primary feature that sets lawsuit loans apart from traditional loans that you get from a credit union or bank is that pre-settlement loans are non-recourse loans. When you take out a bank loan, the bank looks to you, the borrower, for repayment. If you don’t repay the debt, the bank comes after your home, car and other assets, but that’s not how lawsuit loans work.

    As a non-recourse lender, the funding company can only look to the settlement or judgment as the source for repayment of the cash advance and interest. A Texas lawsuit funding company cannot come after you even if you do not win the case because of the non-recourse feature.

    How Texas Lawsuit Loans Work

    Get up to $500,000 with rates as low as 2.5% simple, monthly

    Why should I choose LawsuitLoans.io for my Texas lawsuit loan?

    All it takes is an online search to reveal that Texans have many options available when looking for a legal funding company, but LawsuitLoans.io stands out from the rest starting with its simple online application and rapid underwriting to get the cash advance you need into your hands as fast as possible.

    We also lead the industry with low, simple interest rates instead of the compounded interest that drives up your cost. We offer same-day funding at monthly simple interest rates as low as 2.5% depending on our evaluation of your claim.

    Why Plaintiffs Should Choose LawsuitLoans.io for Texas Lawsuit Loans

    LawsuitLoans.io funds all types of cases, including:

    • Mass tort and class action claims
    • Personal injury lawsuits, including car accidents, premises liability, and product liability claims
    • Employment lawsuits, including wrongful discharge cases
    • Workplace injury claims, including Federal Employers’ Liability Act (FELA) lawsuits on behalf of injured railroad workers
    • Medical malpractice claims
    • Wrongful death cases

    If you have a lawsuit pending and want to know if lawsuit funding is available for it, contact LawsuitLoans.io for a risk-free evaluation. We offer same-day cash advances on cases that other Texas pre-settlement funding companies refuse to fund.

    Get an Instant Quote

    Input your requested funding amount and the time your case may take to settle here to see your savings and cost when you choose LawsuitLoans.io. While we sometimes offer interest rates as low as 2.5%, our calculator assumes an interest rate of 2.9%. This calculator is illustrative – please contact us for an instant, written quote for your request.

    Advance Amount:

    Months Until Settlement:


    Total Cost

    Pay as little as $4,513 on a lawsuit loan of $10,000 if your case settles within 12 months of your advance.


    Your Savings

    Save as much as $2,597 on a lawsuit loan of $10,000 if your case settles within 12 months of your advance.


    Percent Savings

    Save as much as 36% on a lawsuit loan of $10,000 if your case settles within 12 months of your advance.

    Am I eligible for a lawsuit loan in Texas?

    It does not cost anything to apply for pre-settlement funding in Texas to get a settlement cash advance on your personal injury claim or any of the other type of case that meets a the following eligibility requirements:

    • You must live in Texas or one of the other states where LawsuitLoans.io offers lawsuit settlement funding, including Georgia, Ohio, New York, Minnesota, and Florida.
    • You must be a plaintiff, which is the person seeking to recover damages, in a lawsuit that has been filed and is pending in a state or federal court. It does not matter at what stage the lawsuit is at when you apply for funding.
    • You must be represented by an attorney or a law firm. The information needed to evaluate the strength and value of the claim comes from your lawyer, so requests for legal funding cannot be considered unless you have legal represenation. Another thing to keep in mind is that an experienced attorney is a valuable source of advice and guidance throughout the funding process, including reviewing the funding agreement with you.
    • The defendant being sued must have insurance coverage available to pay the claim if you win.

    Cases eligible for legal funding in the state of Texas include:

    • Auto accidents
    • Dog bites
    • Pedestrian accidents
    • Slip-and-fall and other types of premises liability claims
    • wrongful death
    • Medical malpractice
    • Defective and dangerous products
    • Construction injuries
    • Mass tort claims

    A simple, no-obligation way to find out if you have a claim that meets the eligibility requirements for lawsuit funding is submitting a no-cost online application at LawsuitLoans.io.

    Get Started

    Apply today and get funds as soon as the same day you apply!

    How much money can I get from my Texas lawsuit loan?

    It’s important to understand how lawsuit funding companies determine how much money you’ll get as a cash advance. Advertisements for lawsuit loans customarily offer to advance up to 10% based on the settlement value of your claim, but that type of ad can be misleading because of what they mean by “settlement value.”

    When the law firm representing the plaintiff reaches an agreement with the liability insurance companies for the parties at fault, the settlement amount includes payment of the plaintiff’s legal fees and expenses incurred by the lawyers. It also may include money to pay liens for payment of bills for medical care provided to the plaintiff by doctors or hospitals, or it may be a lien for workers’ compensation benefits the plaintiff collected that must be repaid.

    What remains of the settlement after payment of legal fees and liens is the money that goes to the plaintiff. It is this net amount of the settlement that is available to repay a lawsuit loan prior to it being released to the plaintiff.

    Lawsuitloans.io offers lawsuit funding for as much as 25% of the net value cases that do not have a settlement pending. If your law firm and the insurance company have agreed upon a settlement, you could receive as much as 50% of its net value.

    How can I use my lawsuit loan money in Texas?

    The money that you receive from a lawsuit loan in Texas belongs to you. Paying bills may be the most common way that people put their cash advance to use, but it’s your money to use as you see fit. A few of the ways that people use their funds from a lawsuit loan include:

    • Making repairs to get a damaged vehicle on the road after an auto accident
    • Buying a replacement vehicle
    • Paying medical bills
    • Making repairs or renovations to your home
    • Paying monthly housing and other living expenses
    • Paying school tuition and expenses

    Use the money wisely to avoid running into financial difficulties again.

    Get $500 – $100,000 as soon as today

    We understand that if you’re applying for funding with us, you needed the funding yesterday. With your attorney’s cooperation, we can provide funding as soon as the same day you apply with us.

    How does the Texas lawsuit loan process work?

    The state of Texas chooses not to regulate the lawsuit settlement funding process, so it’s important to work with a Texas legal funding company that is transparent about its policies, terms and procedures. Reputable companies strive to make the process as simple and easy to understand as possible.

    For example, at LawsuitLoans.io, you start the Texas lawsuit loan process by completing a simple online application that asks for your name and contact information including email address along with the contact information about the law firm representing you in the lawsuit. If you prefer, you may call LawsuitLoan.io and speak with a funding expert.

    The following are the rest of the steps in the process after you submit the application:

    • LawsuitLoans.io works directly with your attorney to gather information about the lawsuit, including the type of claim, the court where the lawsuit is pending, and other documents and information about the case.
    • The underwriting stage of the process takes the information that was gathered about the lawsuit and evaluates it to determine the strength of the claim, likelihood of a settlement or verdict in your favor, and the anticipated value of the judgment or settlement.
    • If your application is approved, a legal funding agreement is sent to you and to your lawyer. This is your opportunity to review the terms, including interest rate, of the funding with your lawyer before each of you signs the agreement acknowledging your acceptance of the offer.
    • Upon receipt of the signed funding agreement, LawsuitLoans.io arranges for you to receive the cash advance on the same day or within 24 hours.

    Although the entire application and review process is already expedited, you can move it along even faster by discussing your decision to obtain lawsuit funding ahead of time with the law firm handling the lawsuit to ensure its cooperation.

    Benefits of legal loans in Texas

    If you need money and have thought about taking out a traditional loan or taking a cash advance on your credit card, a lawsuit loan offers some advantages, including:

    • No credit check or employment verification required.
    • Pre-settlement funding is a risk-free option because repayment comes from the settlement or judgment only. If by some chance you do not win the case, you do not owe anything to the lawsuit loan company.
    • It does not add debt to your credit report, so your credit score is not affected as it would be with other forms of borrowing.

    Because a pre-settlement loan does not burden you with another payment to make each month, you can resist insurance company tactics that delay settlement negotiations to increase the financial pressure on you. Instead of caving in to the pressure and accepting a settlement that is less than what you deserve, a lawsuit loan allows you to let your attorney fight to get you the best settlement.

    Get up to $500,000 with rates as low as 2.5% simple, monthly

    Major cities where we fund in Texas

    LawsuitLoans.io serves the entire state of Texas, including:

    • Houston
    • Dallas
    • San Antonio
    • Austin

    Apply online even if you do not see the city where you live listed.

    Get the money you deserve with Texas lawsuit loans

    Don’t let financial pressure prevent you from getting all the money for the injuries and harm that was done to you. A Texas lawsuit loan from LawsuitLoans.io gives you a cash advance against a settlement or judgment to allow your lawyer to aggressively fight for you.

    Get Started

    Apply today and get funds as soon as the same day you apply!

    Texas pre-settlement funding FAQs

    Read our frequently asked questions to learn more about plaintiff legal funding in Texas.

    What is pre-settlement funding in Texas?

    A lawsuit loan is a non-recourse loan giving you a cash advance against the settlement or judgment in a pending lawsuit. Money to use however you want without the burden of another monthly payment or more debt to lower your credit score. The funding company cannot look to you for repayment that only comes from the settlement or judgment awarded to you.

    How much does a lawsuit loan cost?

    Each company offering lawsuit funding in the state of Texas sets their own rate of interest they charge for the money that you receive. LawsuitLoans.io offers cash advances for as little as 2.5% simple monthly interest without compounding. Compounded interest, which some companies charge, greatly increases what you end up paying for the money advanced to you.

    Am I limited in the amount of money I get through pre-settlement funding?

    LawsuitLoans.io advances up to 25% of the net value of your lawsuit unless there is a settlement pending. If a settlement has been reached, you can receive as much as 50% of the net value of the settlement.

    Apply now for a free consultation