Massachusetts Lawsuit Loans

  • Get Cash as Soon as the Same Business Day
  • Rates as Low as 2.5% Simple, Monthly
  • Repay $0 if You Lose Your Case
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    What is a Lawsuit Loan and How Does it Work in Massachusetts

    A lawsuit loan, also referred to as pre-settlement funding or litigation financing, provides plaintiffs with financial support while they are awaiting the resolution of their legal case. This loan is specially designed for individuals who have filed a personal injury or any other legal claim.

    The process starts with the plaintiff applying for the loan on a platform like Once the application is submitted, it will be reviewed by the funding company who considers the strength of the case. If approved, funds can be in the plaintiff’s account in as little as 24 hours.

    It’s important to note that a lawsuit loan is non-recourse which means if you lose your case, you don’t have to pay back the loan. This type of funding is beneficial for those facing financial hardship and need immediate financial support.

    In Massachusetts, like in all states, these lawsuit loans are subject to state laws and regulations to ensure fair and ethical lending practices.

    How Lawsuit Loans Work

    Here’s how the lawsuit loan process works in three easy steps. The entire process can be completed within 24 hours with your attorney’s help.

    Telephone Icon - Starting the process is easy, just apply online or call toll free

    Apply Online or Call Toll-Free

    Apply online or call us toll-free at (866) 594-1343. Submitting your application takes minutes.

    Review Icon - We quickly review your legal case.

    We Review Your Case

    Next, we contact your law firm and collect basic information to review your case. Review only takes a few hours.

    Money Bag Icon - Once we approve your case, you and your attorney sign the contract and you get cash the same day

    You Receive Funds

    You and your attorney review and sign our funding contract. Once complete, you can have funds within hours.

    Important Massachusetts Lawsuit Loan Information

    In this section, we will provide specific information about lawsuit loans in Massachusetts. This includes average loan amounts, the largest loan issued by, average semi-annual rates, median personal injury verdicts, and a brief overview of Massachusetts’ statute of limitations and fault laws.

    Average loan amount by in Massachusetts $22,077.28
    Largest loan by in Massachusetts $134,795.00
    Average semi-annual rate in Massachusetts 19.4%
    Median personal injury verdict in Massachusetts $31,000.00
    Massachusetts statute of limitations 3 years; Mass. Ann. Laws Ch. 260 Section 1
    Massachusetts fault laws Massachusetts is a “no-fault” state, meaning your own insurance covers your losses regardless of who caused the accident.

    Get up to $500,000 With Rates as Low as 2.5% Simple, Monthly

    Common Case Types We Fund in Massachusetts

    At, we pride ourselves on funding a wide variety of case types. Some of the most common claims we support include auto and other roadway accidents, premises liability, medical malpractice, labor law claims, employment claims, and other personal injury claims. Each of these case types comes with its unique issues which we’ll briefly explain.

    Auto and Other Roadway Accidents

    We provide funding to plaintiffs who are caught in legal battles resulting from auto and other roadway accidents. This includes victims of road traffic accidents involving cars, trucks, bicycles, pedestrians, or motorcycles.

    Premises Liability

    This refers to situations where an individual is injured in another person’s property due to unsafe conditions. If you’ve been injured under these circumstances, you may be eligible for our funding services.

    Medical Malpractice

    Patients who have been harmed due to negligent or unprofessional behavior by healthcare providers can also receive funding from us until their case is resolved.

    Labor Law Claims

    Our funding assistance extends to those involved in labor law claims, which generally involve issues related to workplace violations such as unpaid overtime, discrimination, or wrongful termination.

    Employment Claims

    Employees who have suffered injustices like workplace harassment, unfair treatment, or safety violations also qualify for our financing services.

    Other Personal Injury Cases

    We extend our services to other personal injury cases not mentioned in the above classifications.

    You can learn more about these case types and their specific funding processes by visiting our Massachusetts Personal Injury Loans and Massachusetts Car Accident Loans pages.

    Get an Instant Quote

    Input your requested funding amount and the time your case may take to settle here to see your potential savings and costs when you choose While we sometimes offer rates as low as 2.5%, our calculator assumes a simple, non-compounding monthly rate of 3.3%. This calculator is for illustrative purposes only. Actual terms may differ. Please contact us for an instant, written quote for your request.

    Advance Amount:

    Months Until Settlement:


    Total Cost

    Pay $2,900 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Your Savings

    Save $1,428 compared to competitors on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Percent Savings

    Save 33% on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.

    Am I Eligible for a Lawsuit Loan in Massachusetts?

    If you’re currently involved in legal proceedings, you might be wondering whether you’re eligible for a lawsuit loan. In Massachusetts, the primary eligibility criteria are straightforward.

    • Having a Valid Legal Claim: You must be a plaintiff with a legitimate legal claim against an insurance company, self-insured company, or large public entity. If there’s a reasonable chance you’ll win your case, then you could be eligible for a lawsuit loan.
    • Representation by an Attorney: Another crucial requirement is that you must have an attorney. Your lawyer will not only provide legal advice but will also assist in the process of applying for a lawsuit loan.
    • At Least 18 Years Old: Lastly, you need to be at least 18 years old to consider a lawsuit loan. This requirement is because you must have legal capacity to enter into an agreement such as a loan contract.

    You can find additional details and apply for a lawsuit loan on or contact us on our toll-free number (800) 340-4973. We are committed to providing quick and straightforward pre-settlement funding to help plaintiffs like you.

    Get Started

    Apply today and get funds in as little as 24 hours!

    Our Massachusetts Lawsuit Loan Process

    At, we strive to make the process of obtaining a lawsuit loan as simple and straightforward as possible. Here is a brief overview of how our lawsuit loans work:

    1. Apply Online:
      Begin by filling out our online funding application. This initial step is quick and easy, designed to gather necessary details about your case.
    2. We Contact Your Law Firm:
      Once we receive your application, we contact your law firm to get more information on your case. This allows us to better understand your claim and situation.
    3. We Review Your Case:
      With all the details provided, we review your case. Our expert team assesses your claim’s value and potential for success in court.
    4. You Sign a Contract:
      If your case is approved, we draw up a contract. Once signed, this agreement confirms the terms of the lawsuit loan.
    5. You Get Funds:
      After contract signing, you receive your funds. You can use these funds to cover living expenses, legal fees, and other costs while waiting for your settlement.

    Now, let’s explore an example of a plaintiff going through the lawsuit loan process. Meet John Doe, a resident of Massachusetts, who unfortunately got involved in a personal injury case. John filled out our online application, providing details about his situation. We reached out to John’s law firm to gather more specifics about the case. After a comprehensive evaluation, we decided John’s case has a solid winning chance, so we prepared a contract. Upon signing the contract, John was able to access the funds, which helped him stay financially afloat as he waited for the resolution of his case.

    How Much Money Can I Get From my Lawsuit Loan?

    Lawsuit loans from can range from $500 – $1,000,000+. We are capable of advancing up to a maximum of 25% of your predicted portion of the settlement if your case is still in progress. For settled cases, we can make an offer of 50% of your expected settlement share.

    Let’s create a scenario for you to better understand how this works. Imagine a plaintiff from Massachusetts involved in a car accident case with an estimated value of $100,000. This case will not settle for some time. Once it does, medical providers are typically paid around 1/3 of the settlement, and the attorney gets another 1/3 of it. This leaves approximately $33,000 for the plaintiff.

    In such a situation, we could advance about 25% of that amount, which equates to roughly $8,250.

    Get $500 – $500,000 in as Little as a Single Business Day!

    We understand that if you’re applying for funding with us, you needed the funding yesterday. With your attorney’s cooperation, we can provide funding as soon as the same business day.

    What Can I Use the Money From My Lawsuit Loan For?

    If you’re a plaintiff in a lawsuit, you might be wondering what you can use your lawsuit loan for. Well, thankfully, you have quite a bit of freedom when it comes to how you use these funds.

    First and most commonly, you can use the money from your lawsuit loan to help with daily living expenses. This can include things like rent or mortgage payments, utilities, food, and transportation costs. With a lawsuit loan, you don’t have to stress about covering these costs while you wait for your case to resolve.

    You can also use your legal funding to cover medical expenses related to your case. These can include doctor visits, medication costs, physical therapy sessions, or even surgery costs.

    However, there’s one important exception to note. You cannot use the funds from your lawsuit loan for litigation or legal case expenses. This means things like attorney fees, court filing fees, and other legal costs are not covered.

    In conclusion, a lawsuit loan from grants you the financial freedom to cover necessary life and medical expenses. But remember, it’s intended to help you live comfortably while your case is ongoing, not to fund the case itself.

    Pros and Cons of Pre-Settlement Funding in Massachusetts

    Pre-settlement funding is a resource many plaintiffs in Massachusetts find beneficial. Its advantages include:

    • Financial relief: Plaintiffs often face monetary hardship due to lost wages, mounting medical bills, and other unexpected expenses caused by their injuries. The funding can provide a lifeline during this financially stressful time.
    • Early access to funds: Legal cases can drag on for months or even years. Pre-settlement funding gives plaintiffs access to the money they need before their case settles.
    • Avoiding early settlement pressure: With sufficient funding, plaintiffs don’t have to accept an unfair, early settlement offer. They can wait for a just outcome.
    • Non-recourse nature: Lawsuit loans are non-recourse, meaning plaintiffs only pay back if they win their case; otherwise, they owe nothing.

    Despite these advantages, pre-settlement funding also has its downsides:

    • High interest rates: The cost of a lawsuit loan can be high due to relatively high interest rates.
    • Under-regulated industry: The pre-settlement funding industry is generally unregulated or under-regulated, which can lead to questionable practices by some lenders.
    • Need for a well developed case: To qualify for pre-settlement funding, plaintiffs must have a strong case and an attorney working on a contingency basis. This may limit access for those with weaker claims or who lack legal representation.

    Get up to $500,000 With Rates as Low as 2.5% Simple, Monthly

    Major cities we fund in Massachusetts is proud to support plaintiffs in many popular areas of Massachusetts. We provide funding across the state and nationwide. Here are the top 10 cities in Massachusetts where we often offer lawsuit loans:

    1. Boston
    2. Worcester
    3. Springfield
    4. Lowell
    5. Cambridge
    6. New Bedford
    7. Brockton
    8. Quincy
    9. Lynn
    10. Fall River

    Whether you’re located in one of these cities or anywhere in the country, you’re welcome to apply for a lawsuit loan through funding application. Don’t hesitate to contact us at our toll-free number, (800) 340-4973 if you have any questions.

    Massachusetts Pre-Settlement Funding FAQs

    In this section, we’ll answer some common questions Massachusetts residents often have about lawsuit loans.

    How much does it cost to get a lawsuit loan?

    The cost of a lawsuit loan can vary based on a range of factors. These include the amount of your expected settlement, how long until your case is resolved, and the specifics of your individual situation. Detailed information regarding the cost can be obtained by reaching out to us at or via our toll free number (800) 340-4973. It’s important to discuss your needs with us so that we can provide you with the most accurate estimate.

    Do I qualify for a lawsuit loan?

    Qualifying for a lawsuit loan largely depends on the nature of your legal case. We primarily fund personal injury claims and other cases where the plaintiff is expecting a cash settlement or award. For more precise information regarding eligibility, feel free to fill in our application form here.

    How much funding can I get?

    The amount of funding you can receive is generally based on the estimated value of your case. Again, you could reach out to us to discuss this in detail. Our experienced team can help you understand the potential loan amount you may be eligible for based on your unique circumstances.

    Get Started

    Apply today and get funds in as little as 24 hours!

    Cities we Service in Massachusetts provides funding throughout Massachusetts. See more about our funding in Massachusetts by visiting the city pages below:

    Cases we Fund in Massachusetts provides funding for various personal injury and roadway accident cases in Massachusetts. Read more about the personal injury cases we fund in Massachusetts here:

    Read more about the roadway accident claims we fund in Massachusetts here:

    Apply now for a free consultation