Pennsylvania Lawsuit Loans

  • Get Cash as Soon as the Same Business Day
  • Rates as Low as 2.5% Simple, Monthly
  • Repay $0 if You Lose Your Case
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What is a Lawsuit Loan and How Does it Work in Pennsylvania

A lawsuit loan, also known as legal funding or pre-settlement funding, is a form of financial aid provided to plaintiffs involved in a legal case. While your case is ongoing, you might feel the pressure of bills and other expenses piling up. That’s where steps in.

We provide plaintiffs like you with the funds you need to cover your expenses whilst you await the resolution of your case. Essentially, we purchase a portion of your future settlement. If you win your case, we receive the agreed-upon share of the payout. If not, you owe us nothing. This form of funding is non-recourse, meaning there’s no risk to you.

In Pennsylvania, the process for acquiring a lawsuit loan through is simple. You begin by submitting an application either through our online application or by phone at (800) 340-4973. After applying, we work directly with your attorney to review the details of your case. Once approved, we quickly get the funds to you so you can focus on what really matters: winning your case.

How Lawsuit Loans Work

Here’s how the lawsuit loan process works in three easy steps. The entire process can be completed within 24 hours with your attorney’s help.

Telephone Icon - Starting the process is easy, just apply online or call toll free

Apply Online or Call Toll-Free

Apply online or call us toll-free at (866) 594-1343. Submitting your application takes minutes.

Review Icon - We quickly review your legal case.

We Review Your Case

Next, we contact your law firm and collect basic information to review your case. Review only takes a few hours.

Money Bag Icon - Once we approve your case, you and your attorney sign the contract and you get cash the same day

You Receive Funds

You and your attorney review and sign our funding contract. Once complete, you can have funds within hours.

Important Pennsylvania Lawsuit Loan Information

This section offers crucial details on lawsuit loans in Pennsylvania. You will find statistics about loan amounts, rates, verdict estimates, and unique state laws related to personal injuries. These facts will provide you with a comprehensive understanding of what to expect as a plaintiff seeking pre-settlement funding in Pennsylvania.

Average loan amount by in Pennsylvania $16,773.29
Largest loan by in Pennsylvania $185,135.00
Average semi-annual rate in Pennsylvania 19.9%
Median personal injury verdict in Pennsylvania $15,000 to $45,000
Pennsylvania statute of limitations 2 Years; 42 Penn. Cons. Statutes Section 5524
Pennsylvania fault laws Pennsylvania is a “choice no-fault” state, allowing drivers to choose between a “no-fault” policy and a traditional “at-fault” policy.

Get up to $500,000 With Rates as Low as 2.5% Simple, Monthly

Common Case Types We Fund in Pennsylvania

At, we provide pre-settlement funding for a variety of case types in Pennsylvania. Here are the most common cases we fund:

  • Auto and Other Roadway Accidents: These claims include car, motorcycle, trucking, bicycle, and pedestrian accidents, all resulting from negligence on the road.
  • Premises Liability: This covers injuries incurred on someone else’s property due to poor maintenance, inadequate security, or dangerous conditions.
  • Medical Malpractice: This type of claim arises when a healthcare provider fails to meet the standard of care, resulting in harm to the patient.
  • Labor Law Claims: Workers might file these claims when their rights under labor laws have been violated. This includes unpaid wages, wrongful termination, and unsafe working conditions.
  • Employment Claims: These cases involve violations of employee rights, such as harassment, discrimination, retaliation, or violation of wage and hour laws.
  • Other Personal Injury Claims: This category covers all other injuries caused by another party’s negligence or intentional misconduct not listed above.

If you are a plaintiff with one of these case types and need financial assistance while waiting for your lawsuit to settle, consider applying for funding with Learn more by visiting Pennsylvania Personal Injury Loans and Pennsylvania Car Accident Loans.

Get an Instant Quote

Input your requested funding amount and the time your case may take to settle here to see your potential savings and costs when you choose While we sometimes offer rates as low as 2.5%, our calculator assumes a simple, non-compounding monthly rate of 3.3%. This calculator is for illustrative purposes only. Actual terms may differ. Please contact us for an instant, written quote for your request.

Advance Amount:

Months Until Settlement:


Total Cost

Pay $2,900 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


Your Savings

Save $1,428 compared to competitors on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


Percent Savings

Save 33% on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.

Am I Eligible for a Lawsuit Loan in Pennsylvania?

If you’re facing legal battles in Pennsylvania, the thought of securing a lawsuit loan may have crossed your mind. But are you eligible? The main requirements for obtaining a lawsuit loan include:

  • You must have a valid legal claim. This means you’re suing an insurance company, a self-insured company, or a large public entity.
  • You need to have an attorney. Jurisdictions require this to ensure that an experienced professional is analyzing and providing advice on your case.
  • You have to be at least 18 years old. This age requirement is standard across all states,

In summary, meeting these three conditions puts you on the path to qualifying for a lawsuit loan in Pennsylvania. Take the first step today by contacting‍ or apply directly through the funding application.

Get Started

Apply today and get funds in as little as 24 hours!

Our Pennsylvania Lawsuit Loan Process

Lawsuit loans, also known as pre-settlement funding or legal financing, cater to plaintiffs who need financial support while awaiting their legal case resolution. This article aims to help unravel the typically daunting lawsuit loan process into understandable and easy-to-follow stages by focusing on five basic steps.

The Five-Step Lawsuit Funding Process

  1. Apply Online: The initial phase necessitates the plaintiff’s visit to our online application at funding application to fill out the necessary details.
  2. We Contact Your Law Firm: After receiving your completed application, we reach out to your law firm to get precise insights about your legal case.
  3. We Review Your Case: Bearing in mind the complexities of various legal situations, our team painstakingly analyzes the nuances of your case. This stage ensures that we understand the chances of winning your lawsuit thoroughly.
  4. You Sign a Contract: Upon a comprehensive review of your case, if it meets our criteria, we prepare a contract. We send this contract to you outlining all the terms and conditions of the lawsuit loan.
  5. You Get Funds: As soon as we receive the signed contract back from you, we proceed with the transfer of funds to your account. This efficient process allows you to access the money you need promptly.

To elucidate further, let us consider an example. Suppose Mr. A encounters an accident due to a faulty product. He decides to file a personal injury lawsuit but realized that his savings may deplete before court proceedings conclude. He applies for a lawsuit loan with Our team efficiently contacts his law firm, reviews the details of his case, and then offers him a contract. After Mr. A signs the contract, he receives the funds soon enough. This lawsuit loan assists Mr. A through his financial dry spell while his legal proceedings continue.

How Much Money Can I Get From my Lawsuit Loan?

Lawsuit loans from can range from $500 – $1,000,000+. We can advance up to a maximum of 25% of your expected portion of the settlement if your case is still in progress. For settled cases, we can offer 50% of your expected portion of the settlement.

Let’s illustrate this with an example. Consider a plaintiff from Pennsylvania involved in a car accident case with an estimated value of $100,000. The case is still in progress and will not settle for some time. It is typical in such cases for medical providers to receive around 1/3 of the settlement, while the attorney gets another 1/3. This leaves roughly $33,000 to the plaintiff. In this situation, we can advance around 25% of that amount, which equals to approximately $8,250.

Get $500 – $500,000 in as Little as a Single Business Day!

We understand that if you’re applying for funding with us, you needed the funding yesterday. With your attorney’s cooperation, we can provide funding as soon as the same business day.

What Can I Use the Money From My Lawsuit Loan For?

If you are a plaintiff in a legal case and have received lawsuit loan assistance, you may wonder what you can spend this money on. With lawsuit loans from, the cash you receive can be used for various purposes. Primarily, these funds can be a lifesaver when it comes to meeting your necessary living expenses.

Life doesn’t stop when you’re in the midst of a lawsuit; bills continue to roll in. From rent or mortgage payments, utility bills, groceries, car payments, to child care costs – the list goes on. You can use the money provided through a lawsuit loan to cover these regular, everyday expenses while you wait for your case to reach a resolution.

Additionally, if your lawsuit is related to personal injury, there’s a high chance you’re also grappling with hefty medical bills. Prescription medications, ongoing treatment, physical therapy, surgery costs, or even mental health services are not cheap. The good news is, you can also use your lawsuit loan funds to cover any current and forthcoming medical expenses.

However, it is crucial to understand that there are limitations on how you can use the lawsuit loan money. These funds should not be used for litigation or legal case expenses. While it might seem sensible to use your loan to cover attorney fees or court costs, this usage is strictly not allowed under most lawsuit loan agreements. For queries regarding fund usage, feel free to reach out to us, and we will be more than happy to guide you. Our toll-free number is (800) 340-4973, or you can fill up our quick funding application to get in touch.

Pros and Cons of Pre-Settlement Funding in Pennsylvania

Deciding to get pre-settlement funding can be a big decision. There are many factors to consider. Here, we will look at the pros and cons that come with this type of funding in Pennsylvania.

Benefits of Pre-Settlement Funding

One major benefit of pre-settlement funding is financial relief. Many individuals experience financial stress during their legal proceedings. This funding can ease this pressure by providing funds early in the process.

Another benefit is avoiding early settlement pressure from insurance firms who try to settle claims for much lower than their worth. With the financial relief provided by pre-settlement funding, plaintiffs are more equipped to withstand these pressures.

A notable feature of lawsuit loans is their non-recourse nature. In simple terms, if you lose your case, you don’t have to pay back the funds received from That’s a significant advantage for you as a plaintiff.

Costs or Downsides of Pre-Settlement Funding

Despite the benefits, there are also potential downsides to pre-settlement funding to consider. One of the main concerns is the relatively high-interest rates, which might result in a larger repayment amount if your case takes a considerable time to settle.

Another drawback is that the industry is generally unregulated or under-regulated. This means there might be fewer protections for plaintiffs against potential predatory lending practices.

Lastly, to qualify for pre-settlement funding, you need to have a well-developed case. An attorney working on a contingency basis should represent you. This means you only pay the attorney if you win the case. Such requirements might limit accessibility to this form of funding.

In summary, while pre-settlement funding can provide financial relief during a potentially stressful time, it’s important to carefully weigh the pros and cons before applying.

Get up to $500,000 With Rates as Low as 2.5% Simple, Monthly

Major cities we fund in Pennsylvania

As a nationwide pre-settlement funding company, extends its financial services to the residents of Pennsylvania. Specifically, we provide our services in several major cities across the state. This includes:

  1. Philadelphia
  2. Pittsburgh
  3. Allentown
  4. Erie
  5. Reading
  6. Scranton
  7. Bethlehem
  8. Lancaster
  9. Harrisburg
  10. York

No matter where you live in these cities, or even outside them, we are committed to helping lawsuit plaintiffs with their financial needs while they await their case resolutions. Check out our funding application or call us toll-free at (800) 340-4973 for more information.

Pennsylvania Pre-Settlement Funding FAQs

In this section, we will answer common questions Pennsylvania residents have about pre-settlement funding through

How much does it cost to get a lawsuit loan?

The cost for getting a lawsuit loan varies based on different factors such as the nature of your case and the anticipated settlement amount. Please contact us at (800) 340-4973 or fill out our funding application for an accurate estimation based on your particular case.

Do I qualify for a lawsuit loan?

If you are a plaintiff in an ongoing legal case and have a lawyer representing you, chances are you are eligible for a lawsuit loan. However, the specifics of each case are unique. Use our funding application or call our toll free number (800) 340-4973 for a personal evaluation.

How much funding can I get?

The amount of funding you can get is largely determined by the expected settlement value of your case. Contacting us directly will provide the most accurate estimate. You can either give us a call at our toll-free number (800) 340-4973 or fill out our funding application.

Get Started

Apply today and get funds in as little as 24 hours!

Cities we Service in Pennsylvania provides funding throughout Pennsylvania. See more about our funding in Pennsylvania by visiting the city pages below:

Cases we Fund in Pennsylvania provides funding for various personal injury and roadway accident cases in Pennsylvania. Read more about the personal injury cases we fund in Pennsylvania here:

Read more about the roadway accident claims we fund in Pennsylvania here:

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