Philadelphia, Pennsylvania Lawsuit Loans

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  • Rates As Low As 2.5% Simple, Monthly
  • Repay $0 If You Lose
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    What Are Lawsuit Loans in Philadelphia, Pennsylvania?

    A lawsuit loan, also known as legal funding, is essentially a cash advance against a future legal settlement. If you’re a plaintiff with a personal injury case or other legal claim, you could be eligible for this type of funding. This can be a lifeline when you’re waiting for your case to settle and bills are piling up.

    The key aspect of a lawsuit loan is that it’s non-recourse. What does this mean? Simply put, if you don’t win your case, you don’t have to pay the money back. This significantly reduces the risk for you as a plaintiff.

    At, we fund claims throughout Pennsylvania. To learn more about our services in the state, visit our main Pennsylvania Lawsuit Loans page.

    Now let’s illustrate how it all works with a hypothetical example. Meet Theresa from Philadelphia, Pennsylvania. She was involved in a car accident and suffered severe injuries. As a result of this accident, she has substantial medical bills and other living expenses but can’t work due to her injuries. Theresa decides to hire a personal injury lawyer to sue the at-fault party. While she’s waiting for her case to resolve, Theresa applies for a lawsuit loan from This funding helps her cover her expenses until her case is settled.

    Lawsuit loans can provide much-needed relief to plaintiffs like Theresa, offering financial stability when they need it most. If you’re in a similar situation, a lawsuit loan may be an option worth considering.

    How Lawsuit Loans Work

    Here’s how the lawsuit loan process works in three easy steps. The entire process can be completed within 24 hours with your attorney’s help.

    Telephone Icon - Starting the process is easy, just apply online or call toll free

    Apply Online or Call Toll-Free

    Apply online or call us toll-free at (866) 594-1343. Submitting your application takes minutes.

    Review Icon - We quickly review your legal case.

    We Review Your Case

    Next, we contact your law firm and collect basic information to review your case. Review only takes a few hours.

    Money Bag Icon - Once we approve your case, you and your attorney sign the contract and you get cash the same day

    You Receive Funds

    You and your attorney review and sign our funding contract. Once complete, you can have funds within hours.

    Important Pennsylvania Lawsuit Loan Information

    If you are currently involved in a lawsuit in the state of Pennsylvania and need immediate financial assistance, a lawsuit loan might be a viable option for you. Here is some important information about the lawsuit loans offered by in Pennsylvania:

    Average loan amount by in Pennsylvania $16,773.29
    Largest loan by in Pennsylvania $185,135.00
    Average semi-annual rate in Pennsylvania 19.9%
    Median personal injury verdict in Pennsylvania $15,000 to $45,000
    Pennsylvania statute of limitations 2 Years; 42 Penn. Cons. Statutes Section 5524
    Pennsylvania fault laws Pennsylvania is a “choice no-fault” state, allowing drivers to choose between a “no-fault” policy and a traditional “at-fault” policy.
    Philadelphia population, 2020 1,603,797

    Get up to $500,000 with rates as low as 2.5% simple, monthly

    Common Case Types We Fund in Philadelphia

    At, we understand that unresolved legal cases can be a burden. That’s why, we provide funds to plaintiffs involved in various types of lawsuits. Here are the most common case types we fund in Philadelphia:

    Auto and Other Roadway Accidents

    This kind of case involves accidents on roadways involving cars, trucks, motorcycles, cyclists, or pedestrians. The plaintiff could be the driver, passenger, or pedestrian who got injured because of another person’s negligence.

    Premises Liability

    If a property owner or manager’s negligence causes injury, it could be grounds for a premises liability case. This includes slip and fall accidents, inadequate building security, swimming pool injuries, and more.

    Medical Malpractice

    Medical malpractice suits come about when a healthcare provider fails to meet their duty of care and causes harm to a patient. This could involve surgical errors, wrong diagnosis, medication error among others.

    Labor Law Claims

    Labor law claims involve disputes over employment terms, workplace safety, overtime, wage and hour laws, and other labor-related issues. These uncompensated claims often put victims in financial tight spots.

    Employment Claims

    In employment claims, the plaintiff could be an employee who believes they were unfairly treated by employers. Examples include wrongful termination, harassment, discrimination, violation of fair work standards, and so on.

    Other Personal Injury Claims

    Other personal injury claims might involve product liability, catastrophic trauma, dog bites, assault and battery and more. Regardless of the nature of the personal injury claim, financial strain is common as victims await resolution.

    Remember, no matter what kind of case you have, we’re here to make your waiting period less burdensome at Our funding application is easy, simply visit funding application.

    Get an Instant Quote

    Input your requested funding amount and the time your case may take to settle here to see your savings and cost when you choose While we sometimes offer interest rates as low as 2.5%, our calculator assumes an interest rate of 2.9%. This calculator is illustrative – please contact us for an instant, written quote for your request.

    Advance Amount:

    Months Until Settlement:


    Total Cost

    Pay as little as $2,631 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Your Savings

    Save as much as $1,697 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Percent Savings

    Save as much as 39% on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.

    Am I Eligible for a Lawsuit Loan in Philadelphia?

    If you happen to be a plaintiff involved in an ongoing legal case, one question that may come to mind is: Am I eligible for a lawsuit loan in Philadelphia? The requirements needed are pretty straightforward. But worry not, we will explain them one by one.

    The primary eligibility criteria for a lawsuit loan include the following:

    • Having a valid legal claim against an insurance company, self-insured company or large public entity. This means your case should have sufficient merit.
    • Having an attorney. You must hire a lawyer who agrees to represent you on a contingency basis.
    • Being over 18 years old. Only legally adult plaintiffs can avail of a lawsuit loan.

    If you meet these requirements, then you might just be eligible to receive the funding while your legal case is still ongoing.

    Get Started

    Apply today and get funds as soon as the same day you apply!

    Our Philadelphia Lawsuit Loan Process

    If you’re pursuing a legal claim in Philadelphia and find yourself financially strained, worry no more! Lawsuit loans can keep you afloat while you wait for your case to resolve. Here at, we provide plaintiffs like you with the funds you need by following a straightforward process.

    Step by Step: How the Lawsuit Loan Process Works

    1. Apply online – Visit our website at, and fill out our funding application. Fill it with complete and accurate information to hasten your application.
    2. We contact your law firm – After your application is received, we reach out to your attorney or law firm to gather additional details about your case.
    3. We review your case – Our team of expert underwriters then assesses your case. We consider its strength, potential settlement amount, and other factors.
    4. You sign a contract – Upon approval, we’ll present a simple and direct contract for you to sign. It outlines the loan amount, terms, and repayment schedule.
    5. You get funds – Once the contract is signed and returned, we’ll transfer the funds directly into your account. You can use them for any of your immediate financial needs.

    A Plaintiff’s Story: How Lawsuit Loans Made a Difference

    Let’s consider Julia, a Philadelphia resident who was involved in a car accident. While waiting for her personal injury case to settle, she faced mounting medical bills and household expenses. She learned about lawsuit loans and decided to apply with After we contacted her law firm and reviewed her case intricately, she was approved for a loan. She signed the contract and soon enough, received the funds she needed to mitigate her financial strain. Today, Julia is focused on recovering, knowing her bills are covered.

    How Much Money Can I Get From my Lawsuit Loan?

    Lawsuit loans from can range from $500 – $1,000,000+. We can advance up to a maximum of 25% of your expected portion of the settlement if your case is still in progress. For settled cases, we can offer 50% of your expected portion of the settlement.

    Let’s take an example of a plaintiff in Philadelphia involved in a car accident case with an estimated value of $100,000. The case is still in progress and will not settle for some time. Generally, medical providers get paid around 1/3 of the settlement, the attorney gets another 1/3 of the settlement and then the plaintiff receives approximately $35,000. With, we have the ability to advance around 25% of that amount or $8,250.

    Get $500 – $100,000 as soon as today

    We understand that if you’re applying for funding with us, you needed the funding yesterday. With your attorney’s cooperation, we can provide funding as soon as the same day you apply with us.

    How quickly can I get a pre-settlement lawsuit loan in Philadelphia?

    If you are a plaintiff with an ongoing legal claim in Philadelphia and find yourself in need of funds, you can lean on to help. We provide fast funding solutions while you wait for your legal case to conclude.

    How do we do this? It’s simple. After submitting your application through our funding application, our team reviews your case. Our review process is quick and effective, ensuring we make a decision within just 24 hours.

    Once the review is complete and we have made our decision, you can receive the pre-settlement funds almost immediately. This means that if you apply today, you could potentially have the funds in your hands by tomorrow. This speed and efficiency make your go-to choice for pre-settlement funding in Philadelphia.

    Pros and Cons of Pre-Settlement Funding in Philadelphia, Pennsylvania

    Pre-settlement funding, also known as lawsuit loans, comes with its own set of pros and cons. It’s important to understand these before making the decision to apply for one.

    Pros of Pre-Settlement Funding

    • Financial Relief: Pre-settlement funding provides immediate financial support to plaintiffs who may be facing mounting bills due to their personal injury or legal claim. This kind of loan allows plaintiffs to maintain their standard of living while awaiting a legal resolution.
    • Early Access to Funds: With pre-settlement funding, you don’t have to wait for your case to conclude before accessing your settlement money. These funds can help cover medical expenses, lost wages, or other day-to-day costs that pile up during a lawsuit.
    • Avoiding Early Settlement Pressure: Insurance companies often pressure plaintiffs to accept a lowball settlement offer in order to close the case quickly. However, pre-settlement funding from can pay your expenses while you wait for a fair settlement or court verdict.
    • Non-Recourse Loans: Lawsuit loans are non-recourse, which means if you lose your case, you’re not responsible for paying back the money received.

    Cons of Pre-Settlement Funding

    • High Interest Rates: Pre-settlement funding is a risk to lenders because repayment depends on the outcome of the lawsuit. As a result, these loans often carry high interest rates.
    • Lack of Regulation: The pre-settlement funding industry is generally under-regulated or unregulated, meaning there could be unclear terms or hidden fees. Always make sure you understand the terms of any loan before accepting it.
    • Case Development: In most cases, lawsuit loans require a well-developed case with an attorney working on a contingency basis. If your case isn’t far along, or you don’t have an attorney representing you, getting a pre-settlement loan could be difficult.

    Get up to $500,000 with rates as low as 2.5% simple, monthly

    Philadelphia Pre-Settlement Funding FAQs

    In this section, we aim to answer some of the most frequently asked questions by Philadelphia residents who are interested in our pre-settlement funding services.

    How much does it cost to get a lawsuit loan?

    The cost of obtaining a lawsuit loan can vary based on many factors such as the amount of your desired funding, the details of your case, and your expected settlement. We at work hard to offer you the fairest rates possible.

    Do I qualify for a lawsuit loan?

    To qualify for a lawsuit loan from us, you must have a valid personal injury or legal claim and must be represented by an attorney. Our experienced team will review your case thoroughly to determine your eligibility before granting you the loan.

    If you have bad credit, can you get pre-settlement funding in Pennsylvania?

    Yes, you can! At, we understand that everyone’s situation is unique. Thus, we do not utilize your credit score as the sole criterion for our funding decisions. Instead, we focus primarily on the merits and the likely outcome of your case.

    Other Cities we Service in Pennsylvania provides funding throughout Pennsylvania. See more about our funding in other key Pennsylvania cities by visiting the pages below:

    Get Started

    Apply today and get funds as soon as the same day you apply!

    Apply now for a free consultation