Reading, Pennsylvania Lawsuit Loans

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  • Rates As Low As 2.5% Simple, Monthly
  • Repay $0 If You Lose
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    What Are Lawsuit Loans in Reading, Pennsylvania

    A lawsuit loan is a unique type of funding option for plaintiffs who are awaiting the resolution of their legal claims. It operates as an advance on a future potential settlement. This is known as a non-recourse advance because repayment is contingent on the success of the case. The money can be used to cover everyday bills and costs while the legal process unfolds.

    At, we provide lawsuit loan services throughout Pennsylvania, including in Reading. You can find more information on our Pennsylvania Lawsuit Loans page.

    Now, let’s consider a hypothetical scenario. Christine, a resident of Reading, Pennsylvania was recently injured in a slip-and-fall accident. Facing medical bills and lost income, she’s faced with financial strain as she awaits her pending personal injury case resolution. When she learns about lawsuit loans from, she submits an application at our funding application page, gets approved, and receives an advance on her potential settlement. This financial assistance helps Christine immensely by covering her expenses while her case progresses.

    How Lawsuit Loans Work

    Here’s how the lawsuit loan process works in three easy steps. The entire process can be completed within 24 hours with your attorney’s help.

    Telephone Icon - Starting the process is easy, just apply online or call toll free

    Apply Online or Call Toll-Free

    Apply online or call us toll-free at (866) 594-1343. Submitting your application takes minutes.

    Review Icon - We quickly review your legal case.

    We Review Your Case

    Next, we contact your law firm and collect basic information to review your case. Review only takes a few hours.

    Money Bag Icon - Once we approve your case, you and your attorney sign the contract and you get cash the same day

    You Receive Funds

    You and your attorney review and sign our funding contract. Once complete, you can have funds within hours.

    Important Pennsylvania Lawsuit Loan Information

    If you are embroiled in a legal case, it may take months or years before you receive your settlement. During this time, expenses can stack up. Here is where can help. We present you with Pennsylvania-specific lawsuit loan information to help you understand how this service can ease your financial burden while you wait for your case resolution.

    Average loan amount by in Pennsylvania $16,773.29
    Largest loan by in Pennsylvania $185,135.00
    Average semi-annual rate in Pennsylvania 19.9%
    Median personal injury verdict in Pennsylvania $15,000 to $45,000
    Pennsylvania statute of limitations 2 Years; 42 Penn. Cons. Statutes Section 5524
    Pennsylvania fault laws Pennsylvania is a “choice no-fault” state, allowing drivers to choose between a “no-fault” policy and a traditional “at-fault” policy.
    Philadelphia population, 2020 95,112

    Get up to $500,000 with rates as low as 2.5% simple, monthly

    Common Case Types We Fund in Reading

    At, we pride ourselves on helping plaintiffs bridge the gap between filing a claim and receiving their settlement. In our commitment to providing pre-settlement funding, we fund a wide range of case types. Here are some of the most common:

    Auto and Other Roadway Accidents

    From car, motorbike and truck accidents to pedestrian incidents, these are some of the highest incidence cases we deal with. The litigation process can be lengthy, but we’re here to help you get through it.

    Premises Liability

    This involves accidents that happen on another party’s property due to their negligence or failure to maintain safe conditions. Examples include slip and falls, inadequate maintenance, and construction defects.

    Medical Malpractice

    If a health care professional has failed in their duty of care, resulting in injury or harm, you might have a medical malpractice claim. These can take time to resolve, so provides funds to help plaintiffs manage during this period.

    Labor Law Claims

    Were you hurt on the job due to your employer’s negligence? If your labor rights have been violated, we can provide funding while your legal case is pending.

    Employment Claims

    These involve things like wrongful termination, discrimination, harassment, or wage disputes. If you’re involved in such cases, we can help ease your financial burden during the legal process.

    Other Personal Injury Claims

    We understand that injuries and accidents are varied and multifold. That’s why also caters to a variety of other personal injury claims. Each case is considered based on its individual merits.

    Get an Instant Quote

    Input your requested funding amount and the time your case may take to settle here to see your savings and cost when you choose While we sometimes offer interest rates as low as 2.5%, our calculator assumes an interest rate of 2.9%. This calculator is illustrative – please contact us for an instant, written quote for your request.

    Advance Amount:

    Months Until Settlement:


    Total Cost

    Pay as little as $2,631 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Your Savings

    Save as much as $1,697 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Percent Savings

    Save as much as 39% on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.

    Am I Eligible for a Lawsuit Loan in Reading?

    To be eligible for a lawsuit loan, you need to meet few criteria. Primarily, you should have a valid legal claim against an insurance company, a self-insured company, or a large public entity. This means that your case must be solid enough to win.

    Secondly, having an attorney is compulsory. The attorney serves as the bridge between you and the funding companies. They provide necessary updates about your case to those companies.

    Finally, you must be 18 years old or older. This is a standard requirement across most legal and financial services. It’s the age at which you’re legally considered an adult and can make decisions for yourself.

    In essence, if you have a strong legal claim, an attorney, and are 18 years or above, you could be eligible for a lawsuit loan.

    Get Started

    Apply today and get funds as soon as the same day you apply!

    Our Reading Lawsuit Loan Process

    At, we understand the stress plaintiffs face when dealing with legal issues. That’s why we strive to make our lawsuit loan process as straightforward as possible. Let’s take a look at how our process works.

    The first step in obtaining a lawsuit loan is applying online. Simply navigate to our funding application and complete the requested information.

    After receiving your application, we reach out to your law firm for more details regarding your case. This stage consists of understanding the ins and outs of your legal claim.

    Once we have all the necessary data, we review your case carefully. During this process, we look at both the strength of your lawsuit and the expected settlement amount.

    If determines your case qualifies for funding, we will send you a contract. Please read it thoroughly and sign it once you are comfortable with the terms.

    The final step involves the delivery of funds. After you sign the contract, you get your funds quickly and efficiently.

    Let’s illustrate this process with an example. Say a plaintiff named John applies for a lawsuit loan during a personal injury case. He submits his application online at We then contact his law firm and learn he likely has a strong case and a high potential for a favorable settlement. After reviewing John’s case, we offer him a pre-settlement fund worth a portion of his expected settlement. Once John signs the contract, we transfer the funds to him shortly. This money comes to immediate use to meet John’s living expenses while waiting for his case to settle.

    How Much Money Can I Get From my Lawsuit Loan?

    Lawsuit loans from can provide funding anywhere from $500 to over $1,000,000. The amount we are able to advance varies depending on the status of your case. If your case is still ongoing, we can advance up to a maximum of 25% of your expected settlement. Once your case has been resolved, this amount can increase to 50% of your expected settlement.

    Let’s use an example to demonstrate. Consider a plaintiff in Reading who has been involved in a car accident with an estimated case value of $100,000. This case will not be settled for some time, and estimates show that medical providers will receive about a third of the settlement, or approximately $33,333. The attorney will also get paid around the same amount. This leaves our plaintiff with a projected $33,334 to receive.

    In a situation like this, can advance around 25%, or $8,333.50 of that estimated portion of the settlement. This gives the plaintiff much needed funds while they wait for their case to fully resolve.

    Get $500 – $100,000 as soon as today

    We understand that if you’re applying for funding with us, you needed the funding yesterday. With your attorney’s cooperation, we can provide funding as soon as the same day you apply with us.

    How quickly can I get a pre-settlement lawsuit loan in Reading?

    If you’re a plaintiff in a legal case, and you need financial help while you wait for your case to be resolved, you may have heard about pre-settlement loans. Here, at, we often get asked: “how quickly can I get a pre-settlement lawsuit loan?”

    The good news is, once your application is submitted online, you don’t have to wait for weeks or months. We review your case, and typically make a decision within 24 hours of receiving complete application. That’s right — quick turnaround time is one of our priorities.

    For instance, say you need funds but your court proceedings are dragging for longer than expected. You may apply on Monday, and if all goes well, you might have access to needed funds by Tuesday or Wednesday. Isn’t that swift and convenient?

    We strive to ensure that plaintiffs who count on us aren’t left hanging too long. In a nutshell, getting a pre-settlement lawsuit loan from is not a lengthy process as traditional loans are. You submit your application, we review it promptly, and aim to put money in your hands as quick as possible.

    Pros and Cons of Pre-Settlement Funding in Reading, Pennsylvania

    When you’re dealing with a legal case, finances can become a significant challenge. This is where pre-settlement funding comes into play. While this financial option brings many benefits, it also has some drawbacks. Let’s explore them.

    Benefits of Pre-Settlement Funding

    Pre-settlement funding provides numerous benefits. The most prominent advantage is the financial relief it offers to plaintiffs who need immediate help with their expenses. It delivers an early access to funds to secure plaintiffs’ financial well-being before their case concludes.

    In addition, applying for a pre-settlement fund helps avoid early settlement pressure. When you’re not worried about how you will cover your bills, you may feel less inclined to settle your case early for less than what you deserve.

    One characteristic of lawsuit loans that makes it appealing to plaintiffs is its non-recourse nature. This means if you lose your case, there’s no obligation to repay the loan.

    Cons of Pre-Settlement Funding

    As with any financial decision, pre-settlement funding also has its disadvantages. The first challenge that the plaintiffs might face is the relatively high-interest rates compared to traditional bank loans. These rates can vary based on the perceived risk of the case, the length of time to settlement, and other factors.

    Another issue is that pre-settlement funding is a generally unregulated or under-regulated industry. As such, the terms and fees may vary widely among lenders, making it crucial for plaintiff to shop around, investigating and comparing offers from different lenders.

    Furthermore, in order to qualify for pre-settlement funding, the plaintiff’s need to have a well-developed case with an attorney working on a contingency basis. Not having these could potentially hinder the application for pre-settlement funding.

    In conclusion, while pre-settlement funding might bring financial relief during difficult times, it’s important to weigh these pros and cons before making a decision. Contact today to learn more about your options or apply directly through our funding application.

    Get up to $500,000 with rates as low as 2.5% simple, monthly

    Reading Pre-Settlement Funding FAQs

    We at often get several questions about our services from our clients and residents of Reading, Pennsylvania. Here are some of the most frequently asked questions and their answers.

    How much does it cost to get a lawsuit loan?

    The cost of a lawsuit loan can vary based on several factors, including the details of your case and the amount you borrow. It’s important to speak with a funding specialist at who can provide more accurate information based on your specific situation. You can reach us through our toll-free number, (866) 594-1343 or apply online using our funding application.

    Do I qualify for a lawsuit loan?

    Those who have a personal injury or other legal claim and are waiting for their case to resolve may qualify for a lawsuit loan. It does not depend on employment status or credit history. Instead, the merits of your case play a significant role in determining eligibility.

    If you have bad credit, can you get pre-settlement funding in Pennsylvania?

    Yes, determining eligibility for pre-settlement funding does not involve a credit check. At, we understand that everyone has unique financial circumstances. Our focus is on your ongoing lawsuit, not on your credit score. If your case has strong merits, you may qualify for pre-settlement funding, despite a bad credit score.

    Other Cities we Service in Pennsylvania provides funding throughout Pennsylvania. See more about our funding in other key Pennsylvania cities by visiting the pages below:

    Get Started

    Apply today and get funds as soon as the same day you apply!

    Apply now for a free consultation