Pennsylvania Car Accident Loans

  • Get Cash As Soon As Today
  • Rates As Low As 2.5% Simple, Monthly
  • Repay $0 If You Lose
Learn More

Apply in Seconds

    What Are Car Accident Loans in Pennsylvania?

    A Car Accident Loan, also known as a Car Accident Cash Advance, is a non-recourse funding option for plaintiffs. Essentially, it is a cash advance on your future car accident settlement. But what does “non-recourse” mean? It’s quite straightforward. If you do not win your case, you are not obligated to pay back the advance.

    For example, let’s say you’re involved in a car accident where someone else was at fault. As a result, you’re entitled to a legal claim. However, during the time your case is being fought in court, you might struggle financially due to medical bills and lost wages. This is where a loan from can help. It supports you financially by providing upfront funds, based on the expected settlement from your case. If you win, the loan is paid back out of the settlement. But if you lose, there is nothing to repay.

    It’s a safer way to ensure financial support while undergoing a strenuous legal process. That’s the primary function of car accident loans in Pennsylvania.

    How Lawsuit Loans Work

    Here’s how the lawsuit loan process works in three easy steps. The entire process can be completed within 24 hours with your attorney’s help.

    Telephone Icon - Starting the process is easy, just apply online or call toll free

    Apply Online or Call Toll-Free

    Apply online or call us toll-free at (866) 594-1343. Submitting your application takes minutes.

    Review Icon - We quickly review your legal case.

    We Review Your Case

    Next, we contact your law firm and collect basic information to review your case. Review only takes a few hours.

    Money Bag Icon - Once we approve your case, you and your attorney sign the contract and you get cash the same day

    You Receive Funds

    You and your attorney review and sign our funding contract. Once complete, you can have funds within hours.

    Key Information About Car Accident Loans in Pennsylvania

    If you’ve been injured in a car accident in Pennsylvania and are facing financial hardship while waiting for a settlement, a car accident loan may be an option to consider. is here to provide the funds you need while your case resolves. Below is key information about car accident loans in Pennsylvania:

    Average car accident loan amount by in Pennsylvania $18,024.14
    Largest car accident loan by in Pennsylvania $185,135.00
    Average interest rate in Pennsylvania 20.2%
    Median personal injury verdict in Pennsylvania $15,000 to $45,000
    Pennsylvania statute of limitations 2 Years; 42 Penn. Cons. Statutes Section 5524
    Pennsylvania fault laws Pennsylvania is a “choice no-fault” state, allowing drivers to choose between a “no-fault” policy and a traditional “at-fault” policy.

    Get up to $500,000 with rates as low as 2.5% simple, monthly

    Am I Eligible for a Car Accident Loan in Pennsylvania?

    If you’re wondering whether you can secure a car accident lawsuit loan in Pennsylvania, the answer largely hinges on a select number of eligibility points. Primary among these are:

    • Having a valid legal claim against an insurance company or a self-insured entity. This means you must be involved in a lawsuit where you are seeking damages due to personal injury from a car accident.
    • Having hired an attorney to represent your case on a contingency basis. This ensures that your attorney believes in the merit of your claim and is willing to get paid only when you win the case.
    • Being at least 18 years old. At, we respect and adhere to all state laws, so you must be a legal adult to apply and receive the funds.

    If the above conditions all hold true for your situation, then yes, you are likely eligible for a car accident lawsuit loan in Pennsylvania. To get started on your application, click here funding application.

    Get an Instant Quote

    Input your requested funding amount and the time your case may take to settle here to see your savings and cost when you choose While we sometimes offer interest rates as low as 2.5%, our calculator assumes an interest rate of 2.9%. This calculator is illustrative – please contact us for an instant, written quote for your request.

    Advance Amount:

    Months Until Settlement:


    Total Cost

    Pay as little as $2,631 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Your Savings

    Save as much as $1,697 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Percent Savings

    Save as much as 39% on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.

    Car Accident Loan Process in Pennsylvania

    The process of getting a car accident loan through is straightforward. Here are the five steps you need to follow:

    1. Apply online: Visit Lawsuit Loans funding application to begin your application.
    2. We contact your law firm: After receiving your application, our team will get in touch with your law firm to gather necessary information about your case.
    3. We review your case: We then review all information provided by your legal counsel to determine approval and the loan amount.
    4. You sign a contract: If approved, we will provide you with a contract specifying the details of the loan and its repayment requirements.
    5. You get funds: Once the contract is signed and returned back to us, the cash is promptly wired or mailed to you.

    Now let’s take a look at an example. Suppose John was injured in a car accident in Pennsylvania. He started a personal injury lawsuit, but it might take months for his case to resolve. Meanwhile, he has medical bills and living expenses piling up. So, he decides to apply for a car accident loan with He follows the steps as outlined above and gets approved for a loan that helps him cover his immediate expenses while he waits for his lawsuit to finalize. This way, John can focus on his recovery rather than worrying about financial stress. This is the support provides to plaintiffs like John, who find themselves in tough financial situations following a car accident.

    Get Started

    Apply today and get funds as soon as the same day you apply!

    Roadway Accident Cases we Fund in Pennsylvania

    At, we fund almost any type of roadway accident case in Pennsylvania. Here are just a few of the specific types of cases we offer funding for:

    How Much Money Can I Get From my Car Accident Pre-settlement Loan?

    Lawsuit loans from can range from $500 – $1,000,000+. We can advance up to a maximum of 25% of your expected portion of the settlement if your case is still in progress. For settled cases, we can offer 50% of your expected portion of the settlement.

    Let’s take an example of a Pennsylvania plaintiff in a car accident case. The estimated value of this case is $50,000. The case is still in progress and will not settle for some time. As a general rule of thumb, medical providers get paid around 1/3 of the settlement, the attorney gets another 1/3 of the settlement. As a result, the plaintiff would receive around $17,000. In this scenario, we can advance approximately 25% of that amount or $4,250.

    Get $500 – $100,000 as soon as today

    We understand that if you’re applying for funding with us, you needed the funding yesterday. With your attorney’s cooperation, we can provide funding as soon as the same day you apply with us.

    Major Cities we Serve in Pennsylvania

    At, we provide pre-settlement funds to plaintiffs embroiled in legal claims. These funds offer financial support while individuals await the resolution of their cases. This service is not only available to the residents of Pennsylvania but also extends across the nation. Below, you will find a list of the top 10 cities by population in Pennsylvania that we proudly serve:

    1. Philadelphia
    2. Pittsburgh
    3. Allentown
    4. Erie
    5. Reading
    6. Bethlehem
    7. Scranton
    8. Lancaster
    9. Harrisburg
    10. York

    We are here to assist you with your financial needs during your ongoing lawsuit. If you or someone you know requires pre-settlement funding, contact us at our toll-free number (866) 594-1343 or apply online at funding application.

    Pennsylvania Car Accident Funding FAQs

    If you’re a Pennsylvania resident and have been involved in a car accident, you may have some important questions about lawsuit loans. We’ve compiled responses to a few commonly asked questions for your convenience.

    How much does it cost to get a car accident lawsuit loan?

    Lawsuit loans are designed to support plaintiffs in their time of need, especially when legal proceedings take longer than expected. The cost of acquiring a lawsuit loan varies depending on multiple factors including the nature of your case. Remember to discuss all charges and fees with before signing any agreement to ensure complete transparency.

    Do I qualify for a lawsuit loan on my car accident case?

    Qualifying for a lawsuit loan largely depends on the strength of your case. If your attorney believes your case has merit and stands a good chance for settlement or verdict in your favor, you may qualify for pre-settlement funding from

    Can you get a loan on a car accident settlement?

    The answer is yes. As long as you have a valid claim under adjudication and you stand to receive a settlement, you can apply for a settlement loan at to help ease your financial troubles while your case is resolved.

    To get started, visit funding application and follow the instructions, or call the toll free number (866) 594-1343 for more assistance.

    Get up to $500,000 with rates as low as 2.5% simple, monthly

    Apply now for a free consultation