Cape Coral, FL Lawsuit Loans

  • Get Cash as Soon as the Same Business Day
  • Rates as Low as 2.5% Simple, Monthly
  • Repay $0 if You Lose Your Case
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What Are Lawsuit Loans in Cape Coral, Florida

A lawsuit loan is a financial lifeline for an injured plaintiff who is waiting for their legal case to resolve. Essentially, it’s a non-recourse advance on your potential legal settlement. This simply means that if you don’t win your case, you don’t have to repay the loan. provides lawsuit funding services throughout Florida, including Cape Coral. For more information specific to Florida, feel free to visit our Florida Lawsuit Loans page.

For instance, let’s take the case of Steven, a resident of Cape Coral, Florida. He was injured in a car accident. While his legal case is in progress, the mounting expenses from medical bills and living costs became a financial burden. That’s when he decided to get a lawsuit loan.

Steven applied at funding application page and after a quick evaluation process, he received the funds he needed to cover his immediate expenses. Steven can now wait patiently for his legal case to resolve without worrying about his finances. If he wins the case, the repayment comes out of the settlement. If not, he doesn’t have to repay anything.

How Lawsuit Loans Work

Here’s how the lawsuit loan process works in three easy steps. The entire process can be completed within 24 hours with your attorney’s help.

Telephone Icon - Starting the process is easy, just apply online or call toll free

Apply Online or Call Toll-Free

Apply online or call us toll-free at (866) 594-1343. Submitting your application takes minutes.

Review Icon - We quickly review your legal case.

We Review Your Case

Next, we contact your law firm and collect basic information to review your case. Review only takes a few hours.

Money Bag Icon - Once we approve your case, you and your attorney sign the contract and you get cash the same day

You Receive Funds

You and your attorney review and sign our funding contract. Once complete, you can have funds within hours.

Important Florida Lawsuit Loan Information

Lawsuit loans offer financial support to plaintiffs involved in personal injury and other legal claims. To understand how these loans operate, it’s crucial to look at their effect on state level, as the following table captures for Florida.

Average loan amount by in Florida $13,207.54
Largest loan by in Florida $202,214.00
Average semi-annual rate in Florida 20.7%
Median personal injury verdict in Florida $31,000.00
Florida statute of limitations 2 Years; Florida Statutes Section 95.11(4)(b)
Florida fault laws Florida is a “no-fault” state, meaning your own insurance covers your losses regardless of who caused the accident.
Miami population, 2020 194,016

Get up to $500,000 With Rates as Low as 2.5% Simple, Monthly

Common Case Types We Fund in Cape Coral

At, we offer funding for a variety of case types in Cape Coral. Here, we have listed the most common types of cases we fund:

Auto and Other Roadway Accidents

This includes accidents involving cars, motorcycles, trucks, bicycles, or pedestrians that result in legal claims. These suits come to light when damaged individuals make allegations of unsafe driving, violations of traffic laws, or negligence.

Premises Liability

Premises liability covers a range of situations including slip and fall accidents, inadequate building security, construction accidents, swimming pool accidents, and more. These cases often revolve around the concept that the property owner was negligent in maintaining safe conditions on their property.

Medical Malpractice

Medical malpractice cases involve allegations where healthcare providers’ negligence leads to patient injury or death. The plaintiff must prove violation of the standard of care, an injury caused by the negligence, and the injury resulted in significant damage.

Labor Law Claims

Labour law claims are generally brought by workers who allege violation of labor laws by their employers, such as wage disputes, discrimination, unsafe work conditions, or illegal labor practices.

Employment Claims

Employment claims often deal with issues such as wrongful termination, harassment, retaliation, or discrimination in the workplace. The specific regulations governing these cases may vary depending on industry standards and local labor laws.

Other Personal Injury Claims

Any claim that involves an injury to the body or mind falls under the category of personal injury. This can include dog bites accidents, defamation suits, or assaults, among others. The plaintiff generally seeks compensation for the trial expenses and personal losses.

Get an Instant Quote

Input your requested funding amount and the time your case may take to settle here to see your potential savings and costs when you choose While we sometimes offer rates as low as 2.5%, our calculator assumes a simple, non-compounding monthly rate of 3.3%. This calculator is for illustrative purposes only. Actual terms may differ. Please contact us for an instant, written quote for your request.

Advance Amount:

Months Until Settlement:


Total Cost

Pay $2,900 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


Your Savings

Save $1,428 compared to competitors on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


Percent Savings

Save 33% on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.

Am I Eligible for a Lawsuit Loan in Cape Coral?

If you’re wondering whether you’re eligible for a lawsuit loan in Cape Coral, there are a few main criteria that you need to meet. Not everyone can apply, but the eligibility rules are straightforward and simple.

The first requirement is that you must have a valid legal claim. This claim must be against an insurance company, a self-insured company, or a large public entity. Without this, your application will not be accepted.

The second requirement is you must have a lawyer who represents you in your case. Without legal representation, isn’t able to provide a loan.

The final requirement is that you must be at least 18 years old. Age is an important factor as the law restricts contractual capabilities to those who are 18 and older.

If you feel that you meet these criteria and would like to assess further, we encourage you to visit funding application or contact us directly via our toll-free number: (800) 340-4973.

Get Started

Apply today and get funds in as little as 24 hours!

Our Cape Coral Lawsuit Loan Process

If you are involved in a lawsuit and need financial help, is here to assist. Our process is simple and straightforward, designed to help you get the funds you need as quickly as possible. Here is an overview of our method:

  1. Apply online: Our application form is available 24/7 on funding application. Fill it out with your case details and personal information.
  2. We contact your law firm: After we receive your application, our team will reach out to your legal counsel for more specifics about your case.
  3. We review your case: Our underwriting team thoroughly studies your case. This review helps us understand your case better and aids in determining the loan amount.
  4. You sign a contract: Once your application gets approval, we extend a contract to you. Take some time to review it carefully before signing.
  5. You get funds: After signing the contract, the fund transfer happens quickly. Depending upon your preference, you can receive funds via check or electronic transfer.

Lawsuit loans can be a lifesaver when facing a prolonged lawsuit. For example, John, a Cape Coral resident, was injured in an accident and waiting for his insurance claim to settle. Amid the expensive legal bills and daily costs, he approached He filled out our online application, and in no time, his attorney received our call. We swiftly assessed his case, approved his loan, and within 24 hours, John had the money he needed to continue his case without financial worry.

How Much Money Can I Get From my Lawsuit Loan?

Lawsuit loans from can range from $500 – $1,000,000+. We can advance up to a maximum of 25% of your expected portion of the settlement if your case is still in progress. For settled cases, we can offer 50% of your expected portion of the settlement.

Let’s take an example of a plaintiff in Cape Coral who is involved in a car accident case with an estimated value of $100,000. The case is still in progress and is not expected to settle for some time. Typically, medical providers get paid around 1/3 of the settlement, the attorney gets another 1/3 of the settlement and the plaintiff winds up with about $35,000. In this case, we could potentially advance around 25% of that amount or $8,250.

Get $500 – $500,000 in as Little as a Single Business Day!

We understand that if you’re applying for funding with us, you needed the funding yesterday. With your attorney’s cooperation, we can provide funding as soon as the same business day.

How quickly can I get a pre-settlement lawsuit loan in Cape Coral?

If you are in Cape Coral and have involved yourself in a lawsuit that’s taking more time than expected, you might be worried about your finances. That’s where we come in. At, we understand the urgency to maintain your financial stability while your lawsuit is ongoing.

Once you submit an application for a pre-settlement loan in Cape Coral, our team at swiftly takes action. We review your case and make a decision very quickly – usually within 24 hours of receiving your application.

To give you an idea, let’s consider an example. Let’s say you’ve been involved in a personal injury lawsuit, and you’ve applied for a pre-settlement loan. Once your application is submitted and complete, we review it carefully. If everything checks out, you can expect a decision from us in a day. After approval, the transfer of funds is initiated promptly so that you can get back on track with your life.

The process is swift, efficient, and designed to assist plaintiffs as fast as possible when they need it most. If you have any question or seek guidance, feel free to contact us at our toll-free number (800) 340-4973 or apply directly via our website at funding application.

Pros and Cons of Pre-Settlement Funding in Cape Coral, Florida

When dealing with legal claims such as personal injury, the financial burden can become overwhelming. Pre-settlement funding, like those provided by, offers a solution to this problem. Here are some benefits and costs to consider.

Benefits of pre-settlement funding

  • Financial relief: With lawsuit loans, you can have access to funds right away, providing the financial help you need during a challenging time.
  • Early access to funds: Lawsuit loans allow for immediate financial assistance while waiting for your case to settle.
  • Avoid early settlement pressure: Having access to additional finances takes away the stress and pressure of settling your case early. You can now afford to wait until the best legal outcome is reached.
  • Non-recourse nature: The non-recourse nature of lawsuit loans means that if you lose your case, you won’t have to pay anything back.

Costs or cons of pre-settlement funding

  • High interest rates: The interest rates for pre-settlement funding can be relatively high compared to standard loans. It’s critical to consider this cost before proceeding.
  • Industry regulation: The lawsuit loan industry can be seen as generally unregulated or under-regulated, which might not guarantee the best protection for consumers.
  • The need for robust legal representation: To secure a pre-settlement loan, you need to have a strong case and an attorney working on a contingency basis.

Get up to $500,000 With Rates as Low as 2.5% Simple, Monthly

Cape Coral Pre-Settlement Funding FAQs

In this section, we will answer some of the frequently asked questions (FAQs) by Cape Coral residents about pre-settlement funding. Let’s dive right in!

How much does it cost to get a lawsuit loan?

The cost of a lawsuit loan can vary depending on various factors like the amount you need, the potential size of your settlement, and the policies of the pre-settlement funding company. offers competitive rates that are individualized to each case. You can contact our team at (800) 340-4973 or visit for a free case evaluation.

Do I qualify for a lawsuit loan?

To qualify for a lawsuit loan, you need to be a plaintiff in a pending case, preferably represented by an attorney. If you meet these criteria and your case has a strong chance of winning, you probably qualify for a lawsuit loan. Once again, feel free to contact us for further details.

If you have bad credit, can you get pre-settlement funding in Florida?

Yes, your credit history doesn’t affect your eligibility for pre-settlement funding. At, we base our funding decisions on the strength of your case, not your credit score. If you reside in Florida and have a viable legal claim, there’s a good chance you could receive pre-settlement funding. Apply online at funding application.

Other Cities we Service in Florida provides funding throughout Florida. See more about our funding in other key Florida cities by visiting the pages below:

Get Started

Apply today and get funds in as little as 24 hours!

Cape Coral, FL Cases we Fund provides funding for various personal injury and roadway accident cases in Cape Coral. Read more about the personal injury cases we fund in Cape Coral here:

Read more about the roadway accident claims we fund in Cape Coral here:

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