Gainesville, FL Lawsuit Loans

  • Get Cash as Soon as the Same Business Day
  • Rates as Low as 2.5% Simple, Monthly
  • Repay $0 if You Lose Your Case
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What Are Lawsuit Loans in Gainesville, Florida

Lawsuit loans, also known as pre-settlement funding, work as a financial lifeline for injured plaintiffs. These are non-recourse advances against your potential future legal settlement. This means that if you do not win your case, you do not have to pay back the loan.

At, we understand the financial strain you may be under while waiting for your case to be resolved. That is why we offer lawsuit loans to plaintiffs with legal claims throughout Florida, including Gainesville.

For more detailed information, please visit our main Florida Lawsuit Loans page.

Let’s take the example of Jack, a resident of Gainesville, Florida. Jack was injured in a car accident which was not his fault. While his personal injury case is ongoing, Jack struggles to pay his bills and medical expenses. To ease his situation, Jack applies for a lawsuit loan from After approval, he receives an advance on his future legal settlement, providing him relief from immediate financial stress. Jack will only pay back the loan if he wins the case.

How Lawsuit Loans Work

Here’s how the lawsuit loan process works in three easy steps. The entire process can be completed within 24 hours with your attorney’s help.

Telephone Icon - Starting the process is easy, just apply online or call toll free

Apply Online or Call Toll-Free

Apply online or call us toll-free at (866) 594-1343. Submitting your application takes minutes.

Review Icon - We quickly review your legal case.

We Review Your Case

Next, we contact your law firm and collect basic information to review your case. Review only takes a few hours.

Money Bag Icon - Once we approve your case, you and your attorney sign the contract and you get cash the same day

You Receive Funds

You and your attorney review and sign our funding contract. Once complete, you can have funds within hours.

Important Florida Lawsuit Loan Information

It’s crucial to know key details about lawsuit loans, especially if you’re in a state like Florida. Understand what you can expect with regard to loan amounts, interest rates, and legal factors. This can be vital for planning your finances during your ongoing legal case.

A Quick Look at Key Florida Lawsuit Loan Stats:

Average loan amount by in Florida $13,207.54
Largest loan by in Florida $202,214.00
Average semi-annual rate in Florida 20.7%
Median personal injury verdict in Florida $31,000.00
Florida statute of limitations 2 Years; Florida Statutes Section 95.11(4)(b)
Florida fault laws Florida is a “no-fault” state, meaning your own insurance covers your losses regardless of who caused the accident.
Florida population, 2020 21,538,187

Get up to $500,000 With Rates as Low as 2.5% Simple, Monthly

Common Case Types We Fund in Gainesville

If you are pursuing a lawsuit in Gainesville, can provide funding. We support various types of cases which include but aren’t limited to the following:

  • Auto and Other Roadway Accidents: These are cases where an individual gets injured in an accident involving cars, trucks, bicycles, pedestrians, or any other type of road user. They often involve claims for damage, injury, lost earnings, and sometimes rehabilitation costs.
  • Premises Liability: This type of case involves injuries that occur on someone else’s property due to their negligence. Examples may include slip and fall accidents, mandatory structure safety not being met, or even dog bite incidents.
  • Medical Malpractice: This occurs when a healthcare provider fails to meet the customary standard of care, resulting in patient harm. This could be through errors in diagnosis, treatment, aftercare, or health management.
  • Labor Law Claims: These claims involve disputes between employers and employees regarding issues such as wages, overtime, workplace safety, and workers’ rights violations.
  • Employment Claims: These claims often deal with wrongful termination, discrimination, harassment, or other types of unfair treatment at work.
  • Other Personal Injury Claims: We also fund other types of personal injury cases, such as product liability cases (injury due to a faulty product), assault cases, and other situations where individuals suffer physical or psychological harm due to the actions or neglects of others.

No matter the nature of your case, is here to help ensure your legal journey does not disrupt your life more than necessary.

Get an Instant Quote

Input your requested funding amount and the time your case may take to settle here to see your potential savings and costs when you choose While we sometimes offer rates as low as 2.5%, our calculator assumes a simple, non-compounding monthly rate of 3.3%. This calculator is for illustrative purposes only. Actual terms may differ. Please contact us for an instant, written quote for your request.

Advance Amount:

Months Until Settlement:


Total Cost

Pay $2,900 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


Your Savings

Save $1,428 compared to competitors on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


Percent Savings

Save 33% on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.

Am I Eligible for a Lawsuit Loan in Gainesville?

If you’ve found yourself asking whether you’re eligible for a lawsuit loan in Gainesville, here’s what you need to know. The primary eligibility criteria for lawsuit loans include the following:

  • You must have a valid legal claim against an insurance company, a self-insured company, or a large public entity.
  • You must already have an attorney handling your case.
  • Finally, you need to be at least 18 years old.

Most importantly, these requirements are designed to ensure that lawsuit loans are granted to those who are genuinely in need. If you meet these criteria, you may be eligible for a lawsuit loan in Gainesville.

Get Started

Apply today and get funds in as little as 24 hours!

Our Gainesville Lawsuit Loan Process

Lawsuit loans offer a financial lifesaver for plaintiffs who are in the middle of a personal injury or other legal claims. While waiting for your case to resolve can take months or even years, lawsuit loans can help you manage your finances during this period. So, how does our lawsuit loan process work? It’s simple and straightforward, comprising five main steps:

  1. Apply online: The first step is to submit an application. You can do this conveniently on our website at funding application. It’s a simple and quick process, asking for details related to your lawsuit.
  2. We contact your law firm: After you apply, we will reach out to your law firm to gather more information about your case. This is an important step as it helps us understand the merits of your claim.
  3. We review your case: Next, our team of legal experts reviews all the details of your case. We look at various factors such as the severity of your injury, the estimated duration of your lawsuit, and the potential settlement amount.
  4. You sign a contract: Once we have reviewed and approved your case, we will send you a contract detailing the terms of the lawsuit loan. After understanding these terms, you can sign it to proceed to the next step.
  5. You get funds: Finally, once the contract is signed, we quickly process your funds that can be used based on your discretion.

Let’s illustrate this process with an example. Let’s say John, a resident of Gainesville, was injured in a car accident. While John’s lawyer is confident about winning the case, the lawsuit could take up to a year to settle. Struggling with medical bills and loss of income, John decides to apply for a lawsuit loan from He fills out the online application form, we contact his law firm to understand the case better, and we review his application. Satisfied with John’s case, we send him a contract outlining the loan terms. After signing the contract, John receives the funds promptly to help handle his financial needs while waiting for his lawsuit to settle.

How Much Money Can I Get From my Lawsuit Loan?

Lawsuit loans from can range from $500 – $1,000,000+. We can advance up to a maximum of 25% of your expected portion of the settlement if your case is still in progress. For settled cases, we can offer 50% of your expected portion of the settlement.

Let’s consider an example where a plaintiff in Gainesville is involved in a car accident case with an estimated value of $100,000. The case is still unsettled and is expected to take some time before a resolution is reached. After accounting for medical providers and attorney fees, which typically constitute about two-thirds of the settlement amount, the plaintiff is likely to receive around $35,000.

In such cases, can advance around 25% of the expected plaintiff’s share. In this case, that would amount to approximately $8,250. It’s noteworthy that this service functions to help plaintiffs maintain their financial security while awaiting the resolution of their legal claims.

Get $500 – $500,000 in as Little as a Single Business Day!

We understand that if you’re applying for funding with us, you needed the funding yesterday. With your attorney’s cooperation, we can provide funding as soon as the same business day.

How quickly can I get a pre-settlement lawsuit loan in Gainesville?

If you are in the midst of a legal case and need financial assistance, is here to help. We provide pre-settlement funding to individuals with personal injury and other legal claims in Gainesville. Our process is quick and easy.

Once you submit your application, we begin reviewing your case immediately. At, we understand that time is of utmost importance for plaintiffs waiting for their legal case to be resolved. That is why we strive to make our decisions as fast as possible. After your application is submitted, we aim to review your case and make a decision within 24 hours.

To give you an example of how this works, consider the case of a car accident victim. They would apply for a lawsuit loan and submit any requested information. After this, the team at reviews their case. If approved, they could have the funds they need within 24 hours of their application being submitted.

No matter what type of legal claim you have, we are here to assist you as quickly as possible. Visit funding application today.

Pros and Cons of Pre-Settlement Funding in Gainesville, Florida

Pre-settlement funding can offer various benefits to those waiting for their legal cases to resolve. One of the main advantages is its financial relief. This form of funding provides plaintiffs a financial cushion, allowing them to cover their daily expenses without undue stress. Moreover, pre-settlement funding offers early access to funds. As soon as a plaintiff applies and qualifies, they can obtain the necessary funds straight away, saving them from the lengthy process usually involved in traditional lending schemes.

Another notable advantage is the non-recourse nature of lawsuit loans. This means that if a plaintiff loses their case, they are under no obligation to pay back the loan. This feature alleviates potential financial risks associated with borrowing money. Furthermore, this type of funding helps avoid the pressure of early settlements. It gives plaintiffs sufficient time to reach a fair settlement instead of settling quickly due to financial constraints.

However, pre-settlement funding is not without its drawbacks. One of the primary downsides is the relatively high interest rates attached to these loans. Due to the inherent risks involved, lenders often charge substantial fees, resulting in high overall costs.

Another issue is the lack of regulation in the industry. The pre-settlement funding industry is often unregulated or under-regulated, which may lead to various issues, such as questionable business practices.

Last but not least, to qualify for pre-settlement funding, one needs to have a well-developed case. Having an attorney working on a contingency basis is often a key requirement. This may not be possible or favorable for all plaintiffs.

Get up to $500,000 With Rates as Low as 2.5% Simple, Monthly

Gainesville Pre-Settlement Funding FAQs

We understand that you may have some questions about our lawsuit loan services, especially for those residing in Gainesville. Below we answer some of the most common queries.

How much does it cost to get a lawsuit loan?

The cost of a lawsuit loan varies based on your case specifics. Remember, with, you do not pay anything unless your case wins. There are no hidden fees or costs.

Do I qualify for a lawsuit loan?

Qualifications depend on the merits of your lawsuit. For example, if you have a valid personal injury claim and are represented by an attorney, chances are you qualify for a lawsuit loan. Consult the funding application for more detailed eligibility information.

If you have bad credit, can you get pre-settlement funding in Florida?

Yes, at, your credit history doesn’t impact your eligibility for funding. We focus on the strength of your case, not your personal finances.

Other Cities we Service in Florida provides funding throughout Florida. See more about our funding in other key Florida cities by visiting the pages below:

Get Started

Apply today and get funds in as little as 24 hours!

Gainesville, FL Cases we Fund provides funding for various personal injury and roadway accident cases in Gainesville. Read more about the personal injury cases we fund in Gainesville here:

Read more about the roadway accident claims we fund in Gainesville here:

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