St. Petersburg, FL Lawsuit Loans

  • Get Cash as Soon as the Same Business Day
  • Rates as Low as 2.5% Simple, Monthly
  • Repay $0 if You Lose Your Case
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What Are Lawsuit Loans in St. Petersburg, Florida

A lawsuit loan is a means of financial support that comes in handy for plaintiffs embroiled in a legal case. As an injured plaintiff, the key thing to understand is that these loans are non-recourse advances on your future legal settlement. This means you only have to pay back when you win or settle your case. Otherwise, you owe us nothing. provides funding to plaintiffs for various legal claims not just in St.Petersburg, but throughout Florida. To find out more about our services in Florida as a whole, visit our Florida Lawsuit Loans page.

Imagine you’re Jonathan, a resident of St. Petersburg, Florida. You’ve recently experienced a personal injury due to a motorcycle accident. The medical expenses are piling up and your savings are running dry. This is where a lawsuit loan comes into play. You apply for a loan through After reviewing your case details, we approve and send you the loan you need to tide things over until your case is settled. Remember, if for some reason, Jonathan doesn’t win his case, he wouldn’t be required to repay the loan.

How Lawsuit Loans Work

Here’s how the lawsuit loan process works in three easy steps. The entire process can be completed within 24 hours with your attorney’s help.

Telephone Icon - Starting the process is easy, just apply online or call toll free

Apply Online or Call Toll-Free

Apply online or call us toll-free at (866) 594-1343. Submitting your application takes minutes.

Review Icon - We quickly review your legal case.

We Review Your Case

Next, we contact your law firm and collect basic information to review your case. Review only takes a few hours.

Money Bag Icon - Once we approve your case, you and your attorney sign the contract and you get cash the same day

You Receive Funds

You and your attorney review and sign our funding contract. Once complete, you can have funds within hours.

Important Florida Lawsuit Loan Information

Before diving into the specific details, let’s first understand what a lawsuit loan is. Essentially, a lawsuit loan, or pre-settlement funding, provides financial assistance to plaintiffs who are engaged in a legal process. It enables them to cover everyday expenses while waiting for their case to resolve. Here, we’ve compiled key figures about lawsuit loans in Florida to give you a better understanding.

Average loan amount by in Florida $13,207.54
Largest loan by in Florida $202,214.00
Average semi-annual rate in Florida 20.7%
Median personal injury verdict in Florida $31,000.00
Florida statute of limitations 2 Years; Florida Statutes Section 95.11(4)(b)
Florida fault laws Florida is a “no-fault” state, meaning your own insurance covers your losses regardless of who caused the accident.
Florida population, 2020 258,308

Get up to $500,000 With Rates as Low as 2.5% Simple, Monthly

Common Case Types We Fund in St. Petersburg

At, we provide funds to a diverse range of legal cases to help plaintiffs get through tough times. Here are some of the most common case types we fund in St. Petersburg:

Auto and Other Roadway Accidents

This category is quite wide, as it involves any accident that occurs on the road. This may include car accidents, truck accidents, motorcycle accidents, pedestrian accidents, bicycle accidents, and even bus accidents. We fund these case types because they often lead to significant injuries that hinder the victim’s ability to work and sustain their livelihood.

Premises Liability

Premises liability refers to incidents that occur due to unsafe conditions on someone else’s property. This includes slip and falls, elevator accidents, construction accidents, swimming pool accidents, and more. If you’ve been injured on someone else’s property, you could be eligible for funding from us while your case is resolved.

Medical Malpractice

Medical malpractice occurs when a healthcare provider fails to provide a standard level of care, resulting in patient harm or injury. This could be due to failure to diagnose, surgical errors, medication errors, childbirth injuries, and more. These claims can take time to resolve, and we’re here to provide financial support during this period.

Labor Law Claims

Labor law claims can arise when workers’ rights are violated. These might include unfair labor practices, wage and hour disputes, denial of leave, and wrongful termination. We understand that these cases can cause economic hardship, so we offer financial assistance to ease the burden.

Employment Claims

Employment claims similar to labor law claims but not always the same. They can be a result of discrimination, harassment, or retaliation in the workplace. If you’re dealing with an employment claim, we can provide funds while you wait for your legal case to resolve.

Other Personal Injury Claims

We also offer funding to a myriad of other personal injury cases. This includes product liability claims, wrongful death suits, nursing home abuse or neglect, and more. The premise remains the same: if you’ve been injured and are awaiting a settlement, is here to help with financial stability during this difficult time.

Get an Instant Quote

Input your requested funding amount and the time your case may take to settle here to see your potential savings and costs when you choose While we sometimes offer rates as low as 2.5%, our calculator assumes a simple, non-compounding monthly rate of 3.3%. This calculator is for illustrative purposes only. Actual terms may differ. Please contact us for an instant, written quote for your request.

Advance Amount:

Months Until Settlement:


Total Cost

Pay $2,900 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


Your Savings

Save $1,428 compared to competitors on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


Percent Savings

Save 33% on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.

Am I Eligible for a Lawsuit Loan in St. Petersburg?

If you’ve been involved in a personal injury or other legal claim, you might be wondering if you’re eligible to receive a lawsuit loan. The eligibility criteria are quite straightforward.

First and foremost, you must have a valid legal claim against an insurance company, a company that is self-insured or a large public entity. This is a fundamental requirement, as the funding we provide is based on the expected settlement from your legal case.

A valid legal representation is another necessity. You must also have an attorney who represents you in your lawsuit. The role of your attorney is vital not only in winning your case but also in your application for a lawsuit loan.

Lastly, you must be at least 18 years old. This age requirement ensures that you have the legal capacity to enter into an agreement for a lawsuit loan.

If you meet these basic eligibility requirements, then there’s a good chance you could qualify for a lawsuit loan here in St. Petersburg.

Get Started

Apply today and get funds in as little as 24 hours!

Our St. Petersburg Lawsuit Loan Process

At, we pride ourselves on making the lawsuit loan process as simple and straightforward as possible for our clients. Here’s how it all works:

  1. Apply online: The first step is to fill out our online application. This is a simple, user-friendly form that captures basic details about your case.
  2. We contact your law firm: Once you have applied, we reach out to your law firm to get more detailed information about your case.
  3. We review your case: Our team of expert case managers carefully review the specifics of your legal claim. They need to understand the strength of your case in order to determine eligibility for a lawsuit loan.
  4. You sign a contract: If your case passes our review, we prepare a lawsuit funding agreement. You and your lawyer will look over this contract, confirm that you agree with its terms, and then sign it.
  5. You get funds: After the contract is signed, we’ll transfer your lawsuit loan directly into your hands. You can use these funds however you see fit as you wait for your case to resolve.

Now, let’s take a more detailed look at an example. Let’s say you’re a plaintiff in a personal injury case in St. Petersburg. You’ve filed your lawsuit, but the court process is slow. You need funding to cover your living expenses as you wait for a settlement. You would apply online at, providing some details about your case. Our team would then reach out to your lawyer for additional details. After assessing your case and determining its strength, you would be presented with a contract to sign. Once signed, your lawsuit loan would be transferred directly to you, providing the financial support you need during this challenging time.

How Much Money Can I Get From my Lawsuit Loan?

Lawsuit loans from can range from $500 to more than $1,000,000. If your case is not yet settled, we could advance up to a maximum of 25% of the expected portion of the settlement that would go to you.

For cases already settled, we can offer 50% of your expected part of the settlement.

To illustrate how this works, let’s consider an example. Assume there’s someone in St. Petersburg involved in a car accident lawsuit with an estimated value of $100,000. The case is not resolved and won’t settle for quite some time. Typically, medical providers and attorneys each get paid around 1/3 of the settlement. For this case, this leaves about $35,000 for the plaintiff. So, at, we can advance them nearly 25% of this amount, which is roughly $8,250.

Get $500 – $500,000 in as Little as a Single Business Day!

We understand that if you’re applying for funding with us, you needed the funding yesterday. With your attorney’s cooperation, we can provide funding as soon as the same business day.

How quickly can I get a pre-settlement lawsuit loan in St. Petersburg?

If you’re waiting for a legal settlement, time is of the essence. You have bills to pay and need cash fast. At, we understand this urgency. That’s why we make our loan process as quick and painless as possible.

After you submit an application, our experts start reviewing your case immediately. They take into account the specifics of your lawsuit and your likelihood of winning the case. Within 24 hours of submitting your application, we aim to make a loan decision.

This is a faster response time compared to traditional banks where loan approval can take several weeks or even months. While each case is unique and the timing may vary, we strive to provide a rapid solution for your funding needs.

For example, if you are involved in a personal injury claim, and all required documents were submitted promptly, the funds can be released in a matter of days following approval. This means that you can focus on securing a favorable outcome for your court case without worrying about your immediate financial needs.

In St. Petersburg, we’ve successfully provided prompt pre-settlement funding to numerous plaintiffs. We pride ourselves on the speed and efficiency of our operations. Remember, time is money, and at, we value both.

Pros and Cons of Pre-Settlement Funding in St. Petersburg, Florida

When you are facing a lawsuit, pre-settlement funding can be a lifeline. But like every decision, there are pros and cons.

Benefits of Pre-Settlement Funding

Firstly, pre-settlement funding gives you financial relief. When the bills pile up and the lawsuit drags on, a lawsuit loan can help you stay afloat. Secondly, it provides early access to funds. By reaching an agreement with, you can get your funds before your case resolves. Thirdly, it helps avoid early settlement pressure. If you’re strapped for cash, you might feel pressed to settle quickly. The needed funds from keep this pressure at bay. Lastly, pre-settlement funding operates on a non-recourse basis. This means you only repay if you win your case.

Costs or Cons of Pre-Settlement Funding

On the flip side, pre-settlement funding has some drawbacks. Generally, interest rates are relatively high. While works to keep rates competitive, they may be higher than traditional loans. Another concern is regulation, this field is generally unregulated or under-regulated. Therefore, it’s crucial to do research and select a trustworthy company like Lastly, to qualify for pre-settlement funding, you need a well-developed case with an attorney working on a contingency basis. If your case doesn’t meet these requirements, you might not qualify for funding.

Get up to $500,000 With Rates as Low as 2.5% Simple, Monthly

St. Petersburg Pre-Settlement Funding FAQs

Q: How much does it cost to get a lawsuit loan?
A: The cost of getting a lawsuit loan varies and depends on a number of factors such as the nature of your case, the potential settlement amount and the length of time till settlement. At, we strive for transparency and work closely with our clients to ensure they are fully aware of any charges involved.

Q: Do I qualify for a lawsuit loan?
A: To qualify for a lawsuit loan, you typically need to have an active personal injury or other legal claim. Apart from this, your attorney must also support this type of funding. Our expert team at are on hand to assess your situation and see whether you qualify for a lawsuit loan.

Q: If you have bad credit, can you get pre-settlement funding in Florida?
A: Yes, having bad credit does not disqualify you from getting pre-settlement funding in Florida. This is because primarily considers your legal claim’s strength rather than your credit history when determining whether you qualify for funding.

Other Cities we Service in Florida provides funding throughout Florida. See more about our funding in other key Florida cities by visiting the pages below:

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Apply today and get funds in as little as 24 hours!

St. Petersburg, FL Cases we Fund provides funding for various personal injury and roadway accident cases in St. Petersburg. Read more about the personal injury cases we fund in St. Petersburg here:

Read more about the roadway accident claims we fund in St. Petersburg here:

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